Berks County property record for 432 Spring St, Reading, PA 19601 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,444 sqft Living Area |
| Lot Size | 1,742 sqft (0.04 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2022) |
| Tax Bill | $1,818.00 (2026) |
| Primary APN | 5307-51-75-6653 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Building Area | 2,444 sqft Living Area |
| Stories | 3 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multifamily Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 1,742 sqft (0.04 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 14639525 |
|---|---|
| Street Address | 432 SPRING ST |
| City | READING |
| State | PA |
| Zip | 19601-2133 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Block | 75 |
| Jurisdiction | BERKS PA |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 400 |
Source: Berks County records · APN 5307-51-75-6653
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 SPRING ST, READING, PA 19601-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIAMOND CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Deed Doc Number | 202237462 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 20, 2022 |
| Property Address | 432 SPRING ST, READING, PA 19601-2133 |
| Document Number | 0000037462 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022037462 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | CONESTOGA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 432 SPRING ST # 1, 1, READING, PA 19601-2133 |
| Document Number | 0000037463 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022037463 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 432 SPRING ST, READING, PA 19601-2133 |
| Document Number | 0000022594 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | CONESTOGA TITLE BERKS |
| Name | Verified Name |
|---|---|
| Address | 308 WALNUTTOWN RD FLEETWOOD PA 195229326, FLEETWOOD, PA 19522-9326 |
| Document Number | 0000022594 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 22594 |
| Name | DIAMOND CU |
|---|---|
| Address | POTTSTOWN, PA 19464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 07, 2030 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,818.00 (+6.69%) | $64,400 (-) Land $9,600 Building $54,800 | $9,600 (-85.09%) Land $9,600 |
| 2024 | $1,704.00 | $64,400 Land $9,600 Building $54,800 | |
| 1994 | $64,400 Land $9,600 Building $54,800 |
432 Spring St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Berks County (42011C), updated February 26, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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