Berks County property record for 431 Spring St, Reading, PA 19601 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1910 |
| Square Footage | 2,024 sqft Living Area |
| Lot Size | 1,742 sqft (0.04 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2022) |
| Tax Bill | $1,465.00 (2026) |
| Primary APN | 5307-51-75-6759 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,024 sqft Living Area |
| Stories | 3 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 1,742 sqft (0.04 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 14639500 |
|---|---|
| Street Address | 431 SPRING ST |
| City | READING |
| State | PA |
| Zip | 19601-2132 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 75 |
| Jurisdiction | BERKS PA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 400 |
Source: Berks County records · APN 5307-51-75-6759
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 SPRING ST, READING, PA 19601-2132 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 17, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 01, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 20, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE AFFINITY LLC |
| Feb 27, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on Record |
| Deed Sale | Jan 20, 2022 · Amount on Record |
| Prior Sale | Feb 27, 2017 · Amount on Record |
| Deed Doc Number | 20222840 |
| Prior Transfer Date | Aug 16, 2016 |
| Prior Transfer Doc | 0000029845 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 431 SPRING ST, READING, PA 19601-2132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 431 SPRING ST, READING, PA 19601-2132 |
| Document Number | 0000005006 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 2024005006 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 431 SPRING ST, READING, PA 19601-2132 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 431 SPRING ST, READING, PA 19601-2132 |
| Document Number | 0000001546 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023001546 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 431 SPRING ST, READING, PA 19601-2132 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000027337 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 2021027337 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jan 20, 2022 |
| Property Address | 431 SPRING ST, READING, PA 19601-2132 |
| Document Number | 0000002840 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 2022002840 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 SPRING ST, READING, PA 19601-2132 |
| Document Number | 0000002841 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022002841 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 27, 2017 |
| Property Address | 431 SPRING ST, READING, PA 19601-2132 |
| Document Number | 0000007299 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2017007299 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 SPRING ST, READING, PA 19601-2132 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,465.00 (+6.62%) Homeowner's exemption | $51,900 (-) Land $8,200 Building $43,700 | $8,200 (-84.2%) Land $8,200 |
| 2024 | $1,374.00 | $51,900 Land $8,200 Building $43,700 | |
| 1994 | $51,900 Land $8,200 Building $43,700 |
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