425 Root St, Park Ridge, IL 60068 Property Records

Cook County property record for 425 Root St, Park Ridge, IL 60068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,548 sqft · built 1997
Lot Size0.184 acres (8,000 sqft)
Owner2 Company Names on Record
Last Sale$900,000 (Apr 2018)
Tax Bill$22,830 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-26-402-007

Property Details

APN / Parcel Number

Primary APN09-26-402-007
Alternative APN
  • 09-26-402-007-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,548 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area8,000 sqft (0.184 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address425 ROOT ST
CityPARK RIDGE
StateIL
Zip60068-3347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(HODGE) & (MURISONS) SUB IN SEC 26-41-12
Legal Range12E
Legal Township41N
Legal Section26
Legal SubdivisionHODGE & MURISONS
Legal Block2
Legal Lot Number14
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group3
Census Block3003
Census Tract805501

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address425 ROOT ST, PARK RIDGE, IL 60068-3347
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 19, 2019Deed of Trust, Mortgage
UNITED WHOLESALE MTG
Apr 10, 2018Warranty Deed, Transfer
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2018 · Amount on Record
Deed SaleApr 10, 2018 · Amount on Record
Prior SaleApr 1, 2010 · Amount on Record
Deed Document Number20181015
Last Transfer DateNov 4, 2024
Transfer Doc0000018025
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address425 ROOT ST, PARK RIDGE, IL 60068-3347
Transaction TypeMortgage
Record UpdatedNov 2, 2022
Title CompanyBURNET TITLE POST CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003310021
DateFeb 2, 2021
Instrument2103310021
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate
Rate2.29%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address425 ROOT ST, PARK RIDGE, IL 60068-3347
Document Number1911555119
Instrument DateApr 19, 2019
Transaction TypeMortgage
Record UpdatedMay 2, 2019
Title CompanyBURNET TITLE-POST CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address425 ROOT ST PARK RIDGE IL 600683347, PARK RIDGE, IL 60068-3347

Mortgage

Document Number1911555119
DateApr 25, 2019
Instrument11555119
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount Recorded
Term360 Months
DueApr 24, 2049
Interest
Rate4%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 10, 2018
Property Address425 ROOT ST, PARK RIDGE, IL 60068-3347
Document Number1810001015
Instrument DateMar 23, 2018
Instrument10001015
Transaction TypeTransfer
Record UpdatedApr 20, 2018
Title CompanyUNITED SHORE FINANCIAL SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 ROOT ST PARK RIDGE IL 600683347, PARK RIDGE, IL 60068-3347

Mortgage

Document Number1810001016
DateApr 10, 2018
Instrument10001016
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
AmountAmount Recorded
Term360 Months
DueApr 9, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityPark Ridge City
Secondary School DistrictMaine Township High School District 207 (09 - 12)
Elementary School DistrictPark Ridge Consolidated Community School District 64 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$103,000 (+15.73%) Land $17,200 Building $85,800$1,030,000 (+15.73%) Land $172,000 Building $858,000
2023$22,830.00 (-1.36%)
2022$23,145.00$89,000 Land $14,400 Building $74,600$890,000 Land $144,000 Building $746,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims18 (2011–2023)
Claims Outside the SFHA18 of 18
Most Recent ClaimMar 2023 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARK RIDGE
serves 39,800 people · EPA ID IL0312460
Water SourcePurchased surface water from CHICAGO
Last State InspectionAug 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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