St. Tammany Parish property record for 432 Oak Br Dr, Covington, LA 70435 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,461 sqft · built 2012 |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Mar 2015) |
| Tax Bill | $1,492 (2025) |
| Deeds & Mortgages | Jan 2013 Mortgage Mar 2015 Sale |
| APN | 106-811-1865 |
| Primary APN | 106-811-1865 |
|---|---|
| Alternative APN |
|
| Building Area | 1,461 sqft Living Area |
|---|
| Year Built | Built 2012 |
|---|---|
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 432 OAK BRANCH DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-5887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 153 SAVANNAHS PH 3 INST NO 1453640 INST NO 1792991 INST NO 1830708 INST NO 1885788 INST NO 1973626 |
| Legal Subdivision | SAVANNAHS |
| Legal Phase | 3 |
| Legal Lot Number | 153 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40205 |
Source: St. Tammany Parish records · APN 106-811-1865
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 OAK BRANCH DR, COVINGTON, LA 70435-5887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2013 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Mar 11, 2015 | Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 11, 2015 · Amount on Record |
| Deed Sale | Mar 11, 2015 · Amount on Record |
| Deed Document Number | 1973626 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 432 OAK BRANCH DR, COVINGTON, LA 70435-5887 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | UNKNOWN, MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 0001885791 |
|---|---|
| Date | Jan 15, 2013 |
| Instrument | 1885791 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Mar 11, 2015 |
| Property Address | 432 OAK BRANCH DR, COVINGTON, LA 70435-5887 |
| Document Number | 0001973626 |
| Instrument Date | Mar 06, 2015 |
| Instrument | 1973626 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 OAK BRANCH DR, COVINGTON, LA 70435-5887 |
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,492.00 (-3.62%) Homeowner's exemption | $20,290 (-) Land $3,500 Building $16,790 | $202,896 (-) Land $35,000 Building $167,896 |
| 2024 | $1,548.00 (+37.97%) Homeowner's exemption | $20,290 (+29.1%) Land $3,500 Building $16,790 | $202,896 (+29.1%) Land $35,000 Building $167,896 |
| 2023 | $1,122.00 Homeowner's exemption | $15,716 (-) Land $3,500 Building $12,216 | $157,160 (-) Land $35,000 Building $122,160 |
| 2022 | $1,122.00 Homeowner's exemption | $15,716 Land $3,500 Building $12,216 | $157,160 Land $35,000 Building $122,160 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030402051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 289 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 289 in force |
| Nearby Flood Claims | 37 (2005–2016) |
| Claims Outside the SFHA | 19 of 37 |
| Most Recent Claim | Aug 2016, other causes |
| Claims By Storm |
|
| Wildfire Risk | High above 71% of the US · above 92% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 350 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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