St. Tammany Parish property record for 428 Oak Br Dr, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft · built 2012 |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jan 2019) |
| Tax Bill | $1,312 (2025) |
| Deeds & Mortgages | Jan 2019 Sale Aug 2012 Sale & Mortgage |
| APN | 106-811-1864 |
| Primary APN | 106-811-1864 |
|---|---|
| Alternative APN |
|
| Building Area | 1,456 sqft Living Area |
|---|
| Year Built | Built 2012 |
|---|---|
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 428 OAK BRANCH DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-5887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 152 SAVANNAHS PH 3 INST NO 1453640 INST NO 1792991 INST NO 1830708 INST NO 1869239 INST NO 2142690 |
| Legal Subdivision | SAVANNAHS |
| Legal Phase | 3 |
| Legal Lot Number | 152 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40205 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 OAK BRANCH DR, COVINGTON, LA 70435-5887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2019 | Cash Sale Deed, Transfer FIRST AMERICAN TITLE |
| Aug 21, 2012 | Deed, Transfer · Conventional Mortgage GMFS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on Record |
| Deed Sale | Jan 15, 2019 · Amount on Record |
| Prior Sale | Aug 21, 2012 · Amount on Record |
| Deed Document Number | 2142690 |
| Record Updated | Jun 8, 2026 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jan 15, 2019 |
| Property Address | 428 OAK BRANCH DR, COVINGTON, LA 70435-5887 |
| Document Number | 0002142690 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 2142690 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13915 AMBER LN, WALKER, LA 70785-4509 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Aug 21, 2012 |
| Property Address | 428 OAK BRANCH DR, COVINGTON, LA 70435-5887 |
| Document Number | 0001869239 |
| Instrument Date | Aug 17, 2012 |
| Instrument | 1869239 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1220 S RANGE AVE, DENHAM SPRINGS, LA 70726-4808 |
| Name | Verified Name |
|---|---|
| Address | 428 OAK BRANCH DR, COVINGTON, LA 70435-5887 |
| Document Number | 0001869246 |
|---|---|
| Date | Aug 21, 2012 |
| Instrument | 1869246 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2042 |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,312.00 (-3.6%) Homeowner's exemption | $18,581 (-) Land $3,500 Building $15,081 | $185,812 (-) Land $35,000 Building $150,812 |
| 2024 | $1,361.00 (+16.32%) Homeowner's exemption | $18,581 (+15.28%) Land $3,500 Building $15,081 | $185,812 (+15.28%) Land $35,000 Building $150,812 |
| 2023 | $1,170.00 Homeowner's exemption | $16,118 (-) Land $3,500 Building $12,618 | $161,180 (-) Land $35,000 Building $126,180 |
| 2022 | $1,170.00 Homeowner's exemption | $16,118 Land $3,500 Building $12,618 | $161,180 Land $35,000 Building $126,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 289 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 289 in force |
| Nearby Flood Claims | 37 (2005–2016) |
| Claims Outside the SFHA | 19 of 37 |
| Most Recent Claim | Aug 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 91% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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