432 N Pear, Snowflake, AZ 85937 Property Records

Navajo County property record for 432 N Pear, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	1,603 sqft · built 1981
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Nov 2011)
Tax Bill	$596 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-32-041A`

Property Details

APN / Parcel Number

Primary APN	`202-32-041A`

Interior

Stories	1 Story
Building Area	1,603 sqft Living Area
1st Floor Area	1,603 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	308 sqft
Porch	Open Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	432 N PEAR
City	SNOWFLAKE
State	AZ
Zip	85937-5075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SNOWFLAKE GARDEN ESTATESLOT 41 & S2 LOT 42
Legal Range	21E
Legal Township	13N
Legal Section	14
Legal Subdivision	SNOWFLAKE GARDEN ESTATES
Legal Lot Number	42
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1000
Census Tract	963300

Owner

432 N Pear is owned and occupied by two individuals who bought it in November 2011.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	432 N PEAR, SNOWFLAKE, AZ 85937-5075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2011 · Amount on File
Deed Sale	Nov 28, 2011 · Amount on File
Prior Sale	Nov 10, 2005 · Amount on File
Deed Document Number	201118679
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	432 N PEAR, SNOWFLAKE, AZ 85937-5075
Document Number	0000013663
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	432 N PEAR SNOWFLAKE AZ 859375075, SNOWFLAKE, AZ 85937-5075

Mortgage

Document Number	0000013663
Date	Aug 3, 2020
Instrument	13663

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 432 N Pear was $596.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$200,802 Land $22,707 Building $178,095
2025	$596.00	$20,560 Land $2,158 Building $18,402	$205,600 Land $21,578 Building $184,022
2023	$559.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 432 N Pear in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 N Pear is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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