432 McCosh Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 432 McCosh Dr, Chesapeake, VA 23320 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1977
Square Footage	1,440 sqft Living Area
Lot Size	9,845 sqft (0.226 acres)
Occupancy	Owner Occupied
Last Sale	$97,000 (1999)
Tax Bill	$3,032.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0271014000470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,440 sqft Living Area
1st Floor	1,440 sqft 1st Floor
Stories	1 Stories
Utility Room	Utility Room
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,845 sqft (0.226 acres)
Depth X Width	140 ft x 112 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	432 MCCOSH DR
City	CHESAPEAKE
State	VA
Zip	23320-6119
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	47 PRINCETON HALLS SEC 5
Legal Subdivision	PRINCETON HALLS
Jurisdiction	CHESAPEAKE CITY VA
Minor Civil Division	CHESAPEAKE
Census Blockgroup	1
Census Block	1000
Census Tract	20905

Owner

Source: Chesapeake City records · APN 0271014000470

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 MCCOSH DR, CHESAPEAKE, VA 23320-6119
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 1999 · Amount on Record
Deed Sale	Dec 22, 1999 · Amount on Record
Deed Book / Page	4013 / 613
Record Refreshed	Sep 20, 2026

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	432 MCCOSH DR, CHESAPEAKE, VA 23320-6119
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007402/862
Date	Mar 04, 2008
Book Page	7402/862

Lender

Name	AMERICOR LENDING GROUP IN

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	331 Months
Due	Oct 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2007

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,032.00 (+53.13%)	$300,200 (+21.39%) Land $120,000 Building $180,200	$300,200 (+21.39%) Land $120,000 Building $180,200
2023		$247,300 (+10.2%) Land $95,000 Building $152,300	$247,300 (+10.2%) Land $95,000 Building $152,300
2022		$224,400 Land $85,000 Building $139,400	$224,400 Land $85,000 Building $139,400
2019	$1,980.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.