423 McCosh Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 423 McCosh Dr, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,473 sqft · built 1978
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2019)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2019 Sale & Mortgage + 3 more
APN	`0271014000110`

Property Details

APN / Parcel Number

Primary APN	`0271014000110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,473 sqft Living Area
1st Floor Area	1,473 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	110 ft deep x 84 ft wide
Porch	Open Porch
Porch Area	100 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 MCCOSH DR
City	CHESAPEAKE
State	VA
Zip	23320-6149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	11 PRINCETON HALLS SEC 5
Legal Subdivision	PRINCETON HALLS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1004
Census Tract	20905

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 MCCOSH DR, CHESAPEAKE, VA 23320-6149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Mar 26, 2019	Warranty Deed, Transfer · VA Mortgage PRIME MORTGAGE LENDING INC
Nov 28, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage OVM FINANCIAL INC
Aug 15, 2017	Warranty Deed, Transfer TRUE NORTH TITLE
Feb 24, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	20196612
Deed Book / Page	9997 / 49
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	9759/209
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	423 MCCOSH DR, CHESAPEAKE, VA 23320-6149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10098/150
Date	Jan 6, 2020
Book Page	10098/150
Instrument	200000239

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 26, 2019
Property Address	423 MCCOSH DR, CHESAPEAKE, VA 23320-6149
Document Number	9997/49
Book / Page	9997 / 49
Instrument Date	Mar 20, 2019
Instrument	190006612
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRIPLE CROWN TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 MCCOSH DR, CHESAPEAKE, VA 23320-6149

Mortgage

Document Number	190006613
Date	Mar 26, 2019
Instrument	190006613

Lender

Name	PRIME MORTGAGE LENDING INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 28, 2017
Property Address	423 MCCOSH DR, CHESAPEAKE, VA 23320-6149
Document Number	9859/1064
Book / Page	9859 / 1064
Instrument Date	Nov 22, 2017
Instrument	170032759
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 20, 2021
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 MCCOSH DR, CHESAPEAKE, VA 23320-6149

Mortgage

Document Number	170032760
Date	Nov 28, 2017
Instrument	170032760

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 15, 2017
Property Address	423 MCCOSH DR, CHESAPEAKE, VA 23320-6149
Document Number	9822/534
Book / Page	9822 / 534
Instrument Date	Aug 14, 2017
Instrument	170022307
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 ELDERBERRY RD, SUFFOLK, VA 23435-3367

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 24, 2017
Property Address	423 MCCOSH DR, CHESAPEAKE, VA 23320-6149
Document Number	9759/209
Book / Page	9759 / 209
Instrument Date	Feb 17, 2017
Instrument	170005275
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 MCCOSH DR, CHESAPEAKE, VA 23320-6149

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,100 (+1.19%) Land $130,000 Building $202,100	$332,100 (+1.19%) Land $130,000 Building $202,100
2025	$3,315.00 (+9.59%)	$328,200 (+20.71%) Land $120,000 Building $208,200	$328,200 (+20.71%) Land $120,000 Building $208,200
2024	$3,025.00 (+40.18%)
2023		$271,900 (+10.08%) Land $95,000 Building $176,900	$271,900 (+10.08%) Land $95,000 Building $176,900
2022		$247,000 Land $85,000 Building $162,000	$247,000 Land $85,000 Building $162,000
2019	$2,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1999)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

423 McCosh Dr, Chesapeake, VA 23320 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on McCosh Dr

Nearby Streets

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