Dorchester County property record for 432 Leonards Ln, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,140 sqft · built 1958 |
| Lot Size | 0.144 acres (6,290 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,775 (Jan 2013) |
| Tax Bill | $1,977 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-139640 |
| Primary APN | 07-139640 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,140 sqft Total Area |
| Attic | Attic |
| Attic Area | 250 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,290 sqft (0.144 acres) |
| Porch | Porch |
| Porch Area | 120 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 139640 |
|---|---|
| Street Address | 432 LEONARDS LN |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 6,290 SQ. FT. 432 LEONARDS LANE CAMBRIDGE |
| Legal Subdivision | OAKLEY STREET HOMES |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970500 |
432 Leonards Ln is owned and occupied by an individual who bought it in January 2013.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 LEONARDS LN, CAMBRIDGE, MD 21613-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2013 · Amount on File |
| Deed Sale | Jan 22, 2013 · Amount on File |
| Prior Sale | Oct 17, 2012 · Amount on File |
| Deed Book / Page | 1126 / 423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 432 LEONARDS LN, CAMBRIDGE, MD 21613-1419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014050383 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 1405/383 |
| Instrument | 1405-383 |
| Name | 1880 BANK |
|---|---|
| Type | Bank |
| Address | CAMBRIDGE, MD 21613 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 432 Leonards Ln was $1,977 with a homeowner's exemption, up 1.6% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,977.00 (+1.65%) Homeowner's exemption | $105,833 | $107,100 Land $30,300 Building $76,800 |
| 2025 | $1,945.00 Homeowner's exemption | ||
| 2023 | $1,735.00 Homeowner's exemption | $94,667 | $105,200 Land $30,300 Building $74,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Leonards Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Leonards Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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