428 Leonards Ln, Cambridge, MD 21613 Property Records

Dorchester County property record for 428 Leonards Ln, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,272 sqft · built 1920
Lot Size	0.147 acres (6,394 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-130686`

Property Details

APN / Parcel Number

Primary APN	`07-130686`
Alternative APNs	`7130686` `130686`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,272 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,394 sqft (0.147 acres)
Porch	Porch
Porch Area	152 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	130686
Street Address	428 LEONARDS LN
City	CAMBRIDGE
State	MD
Zip	21613-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 21-6,394 SQ. FT. 428 LEONARDS LANE CAMB
Legal Subdivision	OAKLEY STREET HOMES
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2016
Census Tract	970500

Owner

Source: Dorchester County records · APN 07-130686

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 LEONARDS LN, CAMBRIDGE, MD 21613-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2008
Deed Sale	Jul 24, 2008
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Document Number	200880046
Deed Book / Page	877 / 412
Prior Transfer Date	Jul 18, 2008
Prior Transfer Doc	MLB008770412
Record Updated	Sep 20, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DORCHESTER MD
Property Address	428 LEONARDS LN, CAMBRIDGE, MD 21613-1419
Document Number	0014550338
Instrument Date	Mar 06, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014550338
Date	Apr 04, 2018
Book Page	001455/000338

Lender

Name	MIDFIRST BK/ST SVGS BK
Type	Bank
Address	OKLAHOMA, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,867 (+2.24%)	$93,800 (+6.71%) Land $30,300 Building $63,500
2025	$1,595.00 (+12.24%) Homeowner's exemption	$87,900 (+12.55%) Land $30,300 Building $57,600	$87,900 (-) Land $30,300 Building $57,600
2023	$1,421.00 Homeowner's exemption	$78,100	$87,900 Land $30,300 Building $57,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199705002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.