432 Laird Rd, Crestview, FL 32539 Property Records

Walton County property record for 432 Laird Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2000
Lot Size	2.52 acres (109,771 sqft)
Owner	Individual Name on File
Last Sale	$54,350 (Feb 2014)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-3N-21-37000-001-0061`

Property Details

APN / Parcel Number

Primary APN	`19-3N-21-37000-001-0061`
Alternative APNs	`19-321-37000-001-0061` `1034529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	4,518 sqft
1st Floor Area	1,972 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	109,771 sqft (2.52 acres)

Exterior Amenities

Porch	Porch
Porch Area	546 sqft
Pole Barn	Pole Barn
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	432 LAIRD RD
City	CRESTVIEW
State	FL
Zip	32539-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE/C OF SE4 OF NE4 OF SEC 19, S 01 DEG 3846 E 208.34 FT ALONG SEC LINE, S 80 DEG 5341 W 462.25 FT TO ELY R/W LINE OF LAIRD RD, N 22 DEG 45 30 W 153.56 FT ALONG R/W LINE N 20 DEG 4334 W 132.26 FT ALONG R/W LINE, N 88 DEG 20 36 E 556.88 FT TO POB O
Legal Block	100
Legal Lot Number	61
Jurisdiction	WALTON FL
Township / Civil Division	PAXTON-DARLINGTON
Census Block Group	3
Census Block	3052
Census Tract	950104

Owner

432 Laird Rd is owned and occupied by an individual who bought it in February 2014.

Source: Walton County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	432 LAIRD RD, CRESTVIEW, FL 32539-9218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2014 · Amount on File
Deed Sale	Feb 7, 2014 · Amount on File
Deed Document Number	20141269530
Deed Book / Page	2942 / 624
Prior Transfer Date	Jan 31, 2014
Prior Transfer Doc	0029420624
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	432 LAIRD RD, CRESTVIEW, FL 32539-9218
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 LAIRD RD, CRESTVIEW, FL 32539-9218

Mortgage

Document Number	0032280943
Date	Dec 6, 2021
Book Page	3228/943
Instrument	20210059974

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 432 Laird Rd was $1,062 with a homeowner's exemption, up 2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00 (+2.02%) Homeowner's exemption	$157,298	$234,522 Land $32,760 Building $201,762
2024	$1,041.00 (+4.2%)
2023	$999.00 (+1.11%) Homeowner's exemption	$221,415 (+7.91%) Land $13,361 Building $208,054	$221,415 (+7.91%) Land $13,361 Building $208,054
2022	$988.00 Homeowner's exemption	$205,194 Land $14,831 Building $190,363	$205,194 Land $14,831 Building $190,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Laird Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Laird Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOSSY HEAD WATER WORKS, INC. private · serves 4,386 people · EPA ID FL1660803
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50