Walton County property record for 115 Laird Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,292 sqft · built 2013 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Jun 2010) |
| Tax Bill | $656 (2025) |
| Deeds & Mortgages | Sep 2023 Reverse Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-3N-21-37000-001-0071 |
| Primary APN | 19-3N-21-37000-001-0071 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,292 sqft Living Area |
| Gross Area | 1,532 sqft |
| 1st Floor Area | 740 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Metal |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 LAIRD RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 LAIRD MANOR DESC AS, COM NE.COR LOT 19,S 85 DEG 36 28W 682.49 FT,S 01 DEG 4044 W ALONG ROW LAIRD RD 800.58 FT CURVE LEFT RADIUS 1103.32 FT ARC 428.16 FT CHORD B&D=S 09 DEG 2818E 425.48 FT,S 20 DEG 3320E 639.42 FT TO POB,S 20 DEG 3320E 319.71 FT |
| Legal Range | 021 |
| Legal Township | 03N |
| Legal Section | 19 |
| Legal Subdivision | LAIRD MANOR |
| Legal Block | 100 |
| Legal Lot Number | 7,19 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | PAXTON-DARLINGTON |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 950104 |
Source: Walton County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 LAIRD RD, CRESTVIEW, FL 32539-9274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2010 · Amount on Record |
| Deed Sale | Jun 2, 2010 · Amount on Record |
| Deed Document Number | 20101120462 |
| Deed Book / Page | 2843 / 876 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 115 LAIRD RD, CRESTVIEW, FL 32539-9274 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 115 LAIRD RD, CRESTVIEW, FL 32539-9274 |
| Document Number | 0033013395 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 3301/3395 |
| Instrument | 20230032763 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1004 Months |
| Due | May 24, 2107 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.45% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 11, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 115 LAIRD RD, CRESTVIEW, FL 32539-9274 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 115 LAIRD RD, CRESTVIEW, FL 32539-9274 |
| Document Number | 0032571431 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 3257/1431 |
| Instrument | 20220029189 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jun 1, 2028 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $656.00 (+2.5%) Homeowner's exemption | $107,939 (-41.73%) | $213,058 (+15.01%) Land $52,000 Building $161,058 |
| 2024 | $640.00 (+4.58%) | ||
| 2023 | $612.00 (+1.83%) Homeowner's exemption | $185,246 (+32.48%) Land $21,208 Building $164,038 | $185,246 (+32.48%) Land $21,208 Building $164,038 |
| 2022 | $601.00 Homeowner's exemption | $139,827 Land $23,541 Building $116,286 | $139,827 Land $23,541 Building $116,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOSSY HEAD WATER WORKS, INC. private · serves 4,386 people · EPA ID FL1660803 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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