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432 Golfside Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 432 Golfside Dr, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,498 sqft · built 2020
Lot Size0.271 acres (11,805 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Oct 2020)
Tax Bill$4,064 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APNL21-18-195-017-00

Property Details

APN / Parcel Number

Primary APNL21-18-195-017-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,498 sqft Living Area
1st Floor Area1,498 sqft
Basement Area1,498 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Lot Area11,805 sqft (0.271 acres)
Lot Dimensions139 ft deep x 85 ft wide
Garage Area460 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address432 GOLFSIDE DR
CityLAPEER
StateMI
Zip48446-7649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 1 FM
Legal DescriptionCITY OF LAPEER GOLF VIEW ESTATES #1 LOT 17 (L=8 P=1-4 SEC 1, T7N-R9E)
Legal Range09E
Legal Township07N
Legal Section01
Legal SubdivisionCITY OF LAPEER GOLF VIEW ESTATES
Legal Lot Number17
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group3
Census Block3002
Census Tract337000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address432 GOLFSIDE DR, LAPEER, MI 48446-7649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Warranty Deed, Transfer · Conventional Mortgage
DORT FINANCIAL CU
Feb 18, 2020Warranty Deed, Transfer
CISLO TITLE, CISLO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2020 · Amount on Record
Deed SaleOct 19, 2020 · Amount on Record
Prior SaleOct 19, 2020 · Amount on Record
Deed Book / Page3138 / 558
Prior Transfer DateMar 25, 2016
Prior Transfer Doc0028180979
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateOct 19, 2020
Property Address432 GOLFSIDE DR, LAPEER, MI 48446-7649
Document Number0031380558
Book / Page3138 / 558
Map ReferenceLB 8 PG 1-4
Instrument DateOct 16, 2020
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyCISLO TTL CO TTL INS & ESCRO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,837.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2395 HAINES RD, 2395, LAPEER, MI 48446-8304

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 GOLFSIDE DR, LAPEER, MI 48446-7649
InvestorPossibly a Property Investor

Mortgage

Document Number3138560
DateOct 19, 2020
Instrument3138/560
Lender
NameDORT FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateFeb 18, 2020
Property Address432 GOLFSIDE DR, LAPEER, MI 48446-7649
Document Number0030800256
Book / Page003080 / 000256
Instrument DateFeb 13, 2020
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyCISLO TITLE, CISLO TITLE CO

Transaction

AmountAmount Recorded
Tax$143.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2395 HAINES RD LAPEER MI 484468304, LAPEER, MI 48446-8304

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$157,900 (+3.81%)$315,800 (+3.81%)
2025$4,064.00 (+18.21%) Homeowner's exemption$152,100 (+11.59%)$304,200 (+11.59%)
2023$136,300$272,600
2022$3,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAPEER
serves 9,023 people · EPA ID MI0003780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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