431 Golfside Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 431 Golfside Dr, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,686 sqft · built 2005
Lot Size0.283 acres (12,327 sqft)
Owner2 Individual Names on Record
Last Sale$242,000 (Dec 2017)
Tax Bill$2,253 (2025)
Deeds & MortgagesAug 2019 Transfer
Dec 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNL21-18-195-024-00

Property Details

APN / Parcel Number

Primary APNL21-18-195-024-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,686 sqft Living Area
1st Floor Area1,686 sqft
Basement Area1,686 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Lot Area12,327 sqft (0.283 acres)
Lot Depth152 ft Depth
Garage Area675 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address431 GOLFSIDE DR
CityLAPEER
StateMI
Zip48446-7652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 1 FM
Legal DescriptionCITY OF LAPEER GOLF VIEW ESTATES #1 LOT 24 (L=8 P=1-4 SEC 1, T7N-R9E)
Legal Range09E
Legal Township07N
Legal Section01
Legal SubdivisionCITY OF LAPEER GOLF VIEW ESTATES
Legal Lot Number24
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group3
Census Block3002
Census Tract337000

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address431 GOLFSIDE DR, LAPEER, MI 48446-7652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Dec 13, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2017 · Amount on Record
Deed SaleDec 13, 2017 · Amount on Record
Prior SaleJan 4, 2012 · Amount on Record
Deed Book / Page2935 / 983
Last Transfer DateAug 5, 2019
Transfer Doc0030390168
Record UpdatedSep 20, 2026

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAPEER MI
Recording DateAug 7, 2019
Property Address431 GOLFSIDE DR, LAPEER, MI 48446-7652
Document Number0030390168
Book / Page003039 / 000168
Instrument DateAug 5, 2019
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 GOLFSIDE DR LAPEER MI 48446, LAPEER, MI 48446

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address431 GOLFSIDE DR, LAPEER, MI 48446-7652
Document Number0029960900
Instrument DateDec 1, 2018
Transaction TypeMortgage
Record UpdatedJan 7, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address255 DOUGLAS DR WAVERLY GA 315652803, WAVERLY, GA 31565-2803

Mortgage

Document Number0029960900
DateDec 13, 2018
Book Page002996/000900
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 12, 2033

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateDec 13, 2017
Property Address431 GOLFSIDE DR, LAPEER, MI 48446-7652
Document Number0029350983
Book / Page002935 / 000983
Instrument DateDec 1, 2017
Transaction TypeTransfer
Record UpdatedJan 24, 2018
Title CompanyWEST MI REALTORS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,815.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address255 DOUGLAS DR WAVERLY GA 315652803, WAVERLY, GA 31565-2803

Mortgage

Document Number29350986
DateDec 13, 2017
Book Page002935/000986
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, GA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueDec 12, 2032

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,253.00 (-31.89%) Homeowner's exemption$154,800 (+9.4%)$309,600 (+9.4%)
2024$3,308.00 (+11.27%)
2023$141,500$283,000
2022$2,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAPEER
serves 9,023 people · EPA ID MI0003780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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