432 Gemstone Dr, Rapid City, SD 57701 Property Records

Pennington County property record for 432 Gemstone Dr, Rapid City, SD 57701 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,178 sqft · built 2010
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$4,754 (2025)
Flood Zone	Zone X (minimal risk)
APN	`38-18-355-006`

Property Details

APN / Parcel Number

Primary APN	`38-18-355-006`
Alternative APN	`58039`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,178 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	932 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	676 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	144 sqft
Patio Area	120 sqft

Location & Zoning

Account Number	58039
Street Address	432 GEMSTONE DR
City	RAPID CITY
State	SD
Zip	57701-7744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONERIDGE SUBD, BLOCK 2, LOT 6
Legal Subdivision	STONERIDGE SUBD
Legal Block	2
Legal Lot Number	6
Jurisdiction	PENNINGTON SD
Township / Civil Division	RAPID CITY
Census Block Group	1
Census Block	1000
Census Tract	10905

Owner

Source: Pennington County records · APN 38-18-355-006

Assessment roll updated August 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 GEMSTONE DR, RAPID CITY, SD 57701-7744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2014
Deed Sale	Aug 08, 2014
Deed Document Number	201410282
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Pennington County records · Assessment roll updated August 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Pennington County
Municipality	Rapid City
Unified School District	Rapid City School District 51-4 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,754.00 (-1.47%)	$436,200 (+2.49%) Land $66,700 Building $369,500
2023	$4,825.00 (+10.77%)	$425,600 Land $66,700 Building $358,900
2022	$4,356.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pennington County (46103C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461030109051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2019, other causes, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 31% of South Dakota
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 1,000
Clarity Telecom	Cable	1,000 / 30

May also be available at this address: Verizon, Clarity Telecom, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.