Pennington County property record for 322 Gemstone Dr, Rapid City, SD 57701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,302 sqft · built 2005 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,282 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-18-355-002 |
| Primary APN | 38-18-355-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,302 sqft Living Area |
| Basement Area | 1,302 sqft |
| Finished Basement | 1,102 sqft |
| Unfinished Basement | 350 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 854 sqft |
| Deck Area | 28 sqft |
| Account Number | 58035 |
|---|---|
| Street Address | 322 GEMSTONE DR |
| City | RAPID CITY |
| State | SD |
| Zip | 57701-7743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONERIDGE SUBD, BLOCK 2, LOT 2 |
| Legal Subdivision | STONERIDGE SUBD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | PENNINGTON SD |
| Township / Civil Division | RAPID CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10905 |
Source: Pennington County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 GEMSTONE DR, RAPID CITY, SD 57701-7743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Pennington County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Pennington County |
| Municipality | Rapid City |
| Unified School District | Rapid City School District 51-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,282.00 (+22.41%) | $482,500 (+27.48%) Land $64,800 Building $417,700 |
| 2023 | $4,315.00 (-2.99%) | $378,500 Land $64,800 Building $313,700 |
| 2022 | $4,448.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 69% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAPID CITY serves 72,009 people · EPA ID SD4600406 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
May also be available: CenturyLink, Verizon.
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