St. Johns County property record for 432 Fox Water Trl, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 2019 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Feb 2019) |
| Tax Bill | $4,260 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102781-1330 |
| Primary APN | 102781-1330 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 2,180 sqft |
| 1st Floor Area | 1,564 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Glass Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 432 FOX WATER TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 86/48-55 DEERFIELD PRESERVE PHASE 3 LOT 133 OR4675/403 & 5820/250(D/M) & 5845/403(Q/C) |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 48 |
| Legal Subdivision | DEERFIELD PRESERVE PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 133 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 21301 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Oct 23, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage VYSTAR CU |
| Feb 1, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on Record |
| Deed Sale | Feb 1, 2019 · Amount on Record |
| Deed Document Number | 20197436 |
| Deed Book / Page | 4675 / 403 |
| Last Transfer Date | Sep 19, 2023 |
| Transfer Doc | 0058450403 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 23, 2023 |
| Property Address | 432 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8421 |
| Document Number | 0058450403 |
| Book / Page | 5845 / 403 |
| Map Reference | MB 86 PG 48-55 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 2023083314 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | VYSTAR TITLE AGENCY, VYSTAR TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 STERLING PONDS DR, BLYTHEWOOD, SC 29016-9698 |
| Name | Verified Name |
|---|---|
| Address | 432 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8421 |
| Document Number | 0005845404 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 5845/404 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 5-Year TN |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 1, 2019 |
| Property Address | 432 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8421 |
| Document Number | 0046750403 |
| Book / Page | 4675 / 0403 |
| Map Reference | MB 86 PG 48-55 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 2019007436 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD800, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 432 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8421 |
| Document Number | 2019007437 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 2019007437 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,138 (+4.27%) Land $95,000 Building $248,138 | $343,138 (+4.27%) Land $95,000 Building $248,138 | |
| 2025 | $4,260.00 (+7.9%) Homeowner's exemption | $329,086 (+1.89%) | $329,086 (+1.89%) Land $95,000 Building $234,086 |
| 2024 | $3,948.00 (+2.02%) | ||
| 2023 | $3,870.00 (+7.77%) Homeowner's exemption | $322,989 (+11.07%) | $322,989 (+11.07%) Land $95,000 Building $227,989 |
| 2022 | $3,591.00 | $290,801 | $290,801 Land $72,800 Building $218,001 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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