408 Fox Water Trl, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 408 Fox Water Trl, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,048 sqft · built 2018
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Apr 2022)
Tax Bill$5,197 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN102781-1310

Property Details

APN / Parcel Number

Primary APN102781-1310

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,048 sqft Living Area
Gross Area2,722 sqft
1st Floor Area2,048 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area458 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address408 FOX WATER TRL
CitySAINT AUGUSTINE
StateFL
Zip32086-8421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description86/48-55 DEERFIELD PRESERVE PHASE 3 LOT 131 OR5539/329
Legal Range29E
Legal Township07S
Legal Section48
Legal SubdivisionDEERFIELD PRESERVE PHASE 3
Legal Phase3
Legal Block1
Legal Lot Number131
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4031
Census Tract21301

Owner

408 Fox Water Trl is owned and occupied by an individual who bought it in April 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address408 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8421
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 5, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LIB ENTS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2022 · Amount on File
Deed SaleApr 18, 2022 · Amount on File
Prior SaleJun 5, 2018 · Amount on File
Deed Document Number202239596
Deed Book / Page5539 / 329
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 18, 2022
Property Address408 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8421
Document Number0055390329
Book / Page5539 / 329
Map ReferenceMB 86 PG 48-55
Instrument DateApr 15, 2022
Instrument2022039596
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 ALTA ST APT 4102, 40, ST AUGUSTINE, FL 32084-1061

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 FOX WATER TRL, ST AUGUSTINE, FL 32086-8421

Mortgage

Document Number0005539331
DateApr 18, 2022
Instrument5539/331
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address408 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAUSTIN TTL OF ST AUGUSTINE L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047680298
DateJul 30, 2019
Book Page4768/0298
Instrument2019055102
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJun 5, 2018
Property Address408 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8421
Document Number0045581493
Book / Page004558 / 001493
Instrument DateJun 1, 2018
Instrument39142
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 4, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,058.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 FOX WATER TRL ST AUGUSTINE FL 320868421, ST AUGUSTINE, FL 32086-8421

Mortgage

Document Number45581494
DateJun 5, 2018
Book Page004558/001494
Instrument39143
Lender
NameLIB ENTS INC
Address14 BLUEJACK CT, PALM COAST, FL 32137-6941
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 4, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 408 Fox Water Trl was $5,197 with a homeowner's exemption, up 6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,138 (-3.58%) Land $95,000 Building $289,138$384,138 (-3.58%) Land $95,000 Building $289,138
2025$5,197.00 (+6.04%) Homeowner's exemption$398,384$398,384 Land $95,000 Building $303,384
2024$4,901.00 (-7.16%)
2023$5,279.00 (+92.73%)$394,084 (+68.4%)$394,084 (+9.84%) Land $95,000 Building $299,084
2022$2,739.00 Homeowner's exemption$234,018$358,783 Land $72,800 Building $285,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 Fox Water Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Fox Water Trl is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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