432 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 432 Ely Harmony Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,277 sqft · built 1962
Lot Size	1.53 acres (66,660 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Oct 1997)
Tax Bill	$9,523 (2025)
Flood Zone	Zone X (minimal risk)
APN	`17-00101-0000-00051-06`

Property Details

APN / Parcel Number

Primary APN	`17-00101-0000-00051-06`
Alternative APNs	`17001010000000510006` `5782000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,277 sqft Living Area
1st Floor Area	2,277 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	66,660 sqft
Lot Dimensions	330 ft deep x 202 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	740 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic

Location & Zoning

Account Number	5782000
Street Address	432 ELY HARMONY RD
City	FREEHOLD
State	NJ
Zip	07728-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-E
Legal Block	101
Legal Lot Number	51.6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2007
Census Tract	810600

Owner

Source: Monmouth County and Freehold Township assessment roll, APN 17-00101-0000-00051-06, as of July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	432 ELY HARMONY RD, FREEHOLD, NJ 07728-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 1997 · Amount on Record
Deed Sale	Oct 28, 1997 · Amount on Record
Deed Book / Page	5660 / 941
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll as of July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$597,800 (+6.85%) Land $290,000 Building $307,800	$597,800 (+6.85%) Land $290,000 Building $307,800
2025	$9,523.00 (+10.11%)	$559,500 (+22.64%) Land $265,000 Building $294,500	$559,500 (+22.64%) Land $265,000 Building $294,500
2024	$8,649.00 (+14.86%)
2023		$456,200 Land $205,000 Building $251,200	$456,200 Land $205,000 Building $251,200
2022	$7,530.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258106002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 12 condo units
Nearby Flood Claims	1 (1987)
Most Recent Claim	Aug 1987 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 78% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 36 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1316001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.