Monmouth County and Freehold Township property record for 428 Ely Harmony Rd, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,871 sqft · built 1967 |
| Lot Size | 1.9 acres (82,821 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,500 (Nov 2002) |
| Tax Bill | $10,391 (2025) |
| Deeds & Mortgages | Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00101-0000-00051-04 |
| Primary APN | 17-00101-0000-00051-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,871 sqft Living Area |
| 1st Floor Area | 1,871 sqft |
| Basement Area | 1,541 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 82,821 sqft |
| Lot Dimensions | 410 ft deep x 202 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Greenhouse | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Account Number | 5780000 |
|---|---|
| Street Address | 428 ELY HARMONY RD |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-7922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-E |
| Legal Subdivision | FREEHOLD |
| Legal Block | 101 |
| Legal Lot Number | 51.4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 810600 |
Source: Monmouth County and Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 ELY HARMONY RD, FREEHOLD, NJ 07728-7922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2002 · Amount on Record |
| Deed Sale | Nov 4, 2002 · Amount on Record |
| Deed Book / Page | 8159 / 8788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 428 ELY HARMONY RD, FREEHOLD, NJ 07728-7922 |
| Document Number | 0000001738 |
| Book / Page | 009266 / 004442 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 ELY HARMONY RD FREEHOLD NJ 077287922, FREEHOLD, NJ 07728-7922 |
| Document Number | 0000001738 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 009266/004442 |
| Instrument | 1738 |
| Name | PRETIUM MORTGAGE ACQUISIT (CT) |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $611,300 (+0.13%) Land $294,000 Building $317,300 | $611,300 (+0.13%) Land $294,000 Building $317,300 | |
| 2025 | $10,391.00 (+4.02%) | $610,500 (+14.37%) Land $269,000 Building $341,500 | $610,500 (+14.37%) Land $269,000 Building $341,500 |
| 2024 | $9,989.00 (+10.73%) | ||
| 2023 | $533,800 Land $209,000 Building $324,800 | $533,800 Land $209,000 Building $324,800 | |
| 2022 | $9,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 13 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Aug 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 79% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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