432 Edgewater Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 432 Edgewater Dr, Algonac, MI 48001 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,604 sqft
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$1,986 (2022)
Deeds & Mortgages	Jul 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-01-135-0021-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-135-0021-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,604 sqft Living Area

Exterior

Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	94 ft deep x 55 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74011350021000
Street Address	432 EDGEWATER DR
City	ALGONAC
State	MI
Zip	48001-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW'LY 6' OF LOT 778 & ALL OF LOT 780 SUPV ROY T GILBERTS PLAT NO 9 SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	SUPRVRS ROY T GILBERTS 9-ALGON
Legal Lot Number	778,780
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	4
Census Block	4026
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-135-0021-000

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	437 EDGEWATER DR, ALGONAC, MI 48001-1632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 31, 2023
Transfer Doc	0005641383
Record Updated	Jun 07, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 31, 2023
Property Address	432 EDGEWATER DR, ALGONAC, MI 48001-1633
Document Number	0005641383
Book / Page	5641 / 383
Map Reference	LB 49 PG 13
Instrument Date	Jun 09, 2023
Instrument	2023013337
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 EDGEWATER DR, ALGONAC, MI 48001-1632

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$76,700
2022	$1,986.00		$153,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 97 individual NFIP policies nearby
Nearby Flood Policies	97 in force 72 of 97 on primary residences
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2019, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.