St. Clair County property record for 429 Edgewater Dr, Algonac, MI 48001 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,304 sqft · built 1920 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,390 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Aug 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-135-0026-000 |
| Primary APN | 74-01-135-0026-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 214 ft deep x 61.2 ft wide |
| Garage Area | 1,152 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 429 EDGEWATER DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 785 SUPV ROY T GILBERTS PLAT NO 9 SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 9-ALGON |
| Legal Lot Number | 785 |
| Legal Unit | 785 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-135-0026-000
Assessment roll updated October 7, 2025 · Last verified July 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 429 EDGEWATER DR, ALGONAC, MI 48001-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Aug 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 13, 2019 |
| Transfer Doc | 0005089343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 429 EDGEWATER DR, ALGONAC, MI 48001-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050660716 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 5066/716 |
| Instrument | 2019012239 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 23, 2019 |
| Property Address | 429 EDGEWATER DR, ALGONAC, MI 48001-1632 |
| Document Number | 0050890343 |
| Book / Page | 005089 / 000343 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 429 EDGEWATER DR ALGONAC MI 480011632, ALGONAC, MI 48001-1632 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,390.00 (-40.13%) Homeowner's exemption | $215,900 (+16.01%) | |
| 2024 | $5,662.00 (+11.94%) | $431,800 (+16.01%) | |
| 2023 | $186,100 | ||
| 2022 | $5,058.00 | $372,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 97 individual NFIP policies nearby |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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