432 E Willow St, Cherokee, IA 51012 Property Records

Cherokee County property record for 432 E Willow St, Cherokee, IA 51012

Property Summary

Property TypeSingle Family Home
Details1 ba · 840 sqft · built 1900
Lot Size0.106 acres (4,600 sqft)
OwnerCompany Name on Record
Last Sale$33,000 (Jan 2017)
Deeds & MortgagesJan 2017 Sale
Flood ZoneZone AE (high risk)
APN0726353024

Property Details

APN / Parcel Number

Primary APN0726353024

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Building Area840 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialStone
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,600 sqft (0.106 acres)
Lot Dimensions92 ft deep x 50 ft wide
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address432 E WILLOW ST
CityCHEROKEE
StateIA
Zip51012-1952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 BLK 2 GREER ADD 8006
Legal SubdivisionGREER ADD
Legal Block2
Legal Lot Number20
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group1
Census Block1023
Census Tract80101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address416 W MAIN ST, CHEROKEE, IA 51012-1735
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2017 · Amount on Record
Deed SaleJan 4, 2017 · Amount on Record
Deed Document Number201714
Deed Book / Page2017 / 14
Record UpdatedOct 29, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateJan 4, 2017
Property Address432 E WILLOW ST, CHEROKEE, IA 51012-1952
Document Number2017/0014
Book / Page2017 / 0014
Instrument DateDec 28, 2016
Instrument2017 0014
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
Tax$52.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 W MAIN ST, CHEROKEE, IA 51012-1735
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$2,030 (-) Land $2,030$2,030 (-) Land $2,030
2025$2,030 (-) Land $2,030$2,030 (-) Land $2,030
2023$2,030 Land $2,030$2,030 Land $2,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims13 (2013–2024)
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims
  • Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHEROKEE RWS - CHEROKEE SUBSYSTEM
private · serves 3,315 people · EPA ID IA1811001
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereCHEROKEE WATER SUPPLY - PLANT 1
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Northwest Communications
Fixed Wireless
100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

Nearby Properties on E Willow St

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