341 E Willow St, Cherokee, IA 51012 Property Records

Cherokee County property record for 341 E Willow St, Cherokee, IA 51012

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 776 sqft · built 1935
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jun 2025)
Tax Bill$640 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jul 2022 Re-recorded Document
+ 1 more
Flood ZoneZone AE (high risk)
APN0727483010

Property Details

APN / Parcel Number

Primary APN0727483010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area776 sqft Living Area
1st Floor Area728 sqft
AtticAttic
Attic Area255 sqft
Basement Area728 sqft
Unfinished Basement728 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeMixed
Garage Area216 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area164 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address341 E WILLOW ST
CityCHEROKEE
StateIA
Zip51012-1949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 BLK 1 CORBETTS ADD 7416
Legal SubdivisionCORBETTS ADD
Legal Block1
Legal Lot Number18
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group1
Census Block1025
Census Tract80101

Owner

Source: Cherokee County records · APN 0727483010

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address341 E WILLOW ST, CHEROKEE, IA 51012-1949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Jul 15, 2022Re-recorded Document
Feb 23, 2018Warranty Deed, Transfer · Commercial Mortgage
FIRST TRUST & SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 11, 2025 · Amount on Record
Deed SaleJun 11, 2025 · Amount on Record
Prior SaleDec 04, 2024 · Amount on Record
Deed Document Number20251077
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address341 E WILLOW ST, CHEROKEE, IA 51012-1949
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 E WILLOW ST, CHEROKEE, IA 51012-1949

Mortgage

Document Number02022/1521
DateJul 11, 2022
Book Page2022/1521
Instrument2022 1521
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

July 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionCHEROKEE IA
Recording DateJul 15, 2022
Property Address341 E WILLOW ST, CHEROKEE, IA 51012-1949
Document Number02022/1553
Book / Page2022 / 1553
Instrument DateJul 08, 2022
Instrument2022 1553
Record UpdatedAug 26, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 E WILLOW ST, CHEROKEE, IA 51012-1949

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateFeb 23, 2018
Property Address341 E WILLOW ST, CHEROKEE, IA 51012-1949
Document Number02018/0339
Book / Page2018 / 0339
Instrument DateFeb 22, 2018
Instrument2018 0339
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$58.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 E WILLOW ST, CHEROKEE, IA 51012-1949

Mortgage

Document Number0020180340
DateFeb 23, 2018
Instrument2018 0340
Lender
NameFIRST TRUST & SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term62 Months
DueApr 28, 2023

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$640.00 Homeowner's exemption$59,110 (+3.23%) Land $6,380 Building $52,730$59,110 (+3.23%) Land $6,380 Building $52,730
2024$640.00 (+7.38%)
2023$57,260 (+42.76%) Land $6,380 Building $50,880$57,260 (+42.76%) Land $6,380 Building $50,880
2022$596.00 Homeowner's exemption$40,110 Land $5,310 Building $34,800
2021$40,110 Land $5,310 Building $34,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 1, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims13 (2013–2024)
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims
  • Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Northwest Communications Cooperative Association
Fixed Wireless
100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

Based on FCC filings for 284 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHEROKEE RWS - CHEROKEE SUBSYSTEM
private · serves 3,315 people
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereCHEROKEE WATER SUPPLY - PLANT 1
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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