432 E Third St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 432 E Third St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,496 sqft · built 2021
Lot Size	0.121 acres (5,293 sqft)
Owner	Individual Name on File
Last Sale	$867,000 (Jan 2022)
Tax Bill	$4,146 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`244NL060`

Property Details

APN / Parcel Number

Primary APN	`244NL060`
Alternative APNs	`108514249268` `80105820` `80121907`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	2,496 sqft Heated Area
Gross Area	3,534 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,293 sqft (0.121 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80121907
Street Address	432 E THIRD ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-159 PH-III LITTLE BEACH LANDING PL 81/68
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	159
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4025
Census Tract	20512

Owner

Source: Brunswick County records · APN 244NL060

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2833 N BREVARD ST, CHARLOTTE, NC 28205-1076
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2021	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Jan 07, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 25, 2021	Warranty Deed, Transfer BAKER NOVA LLC
Jul 29, 2020	Grant Deed, Transfer DW FAMILY GST TRUST (IT)
Jul 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2022 · Amount on Record
Deed Sale	Jan 07, 2022 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Book / Page	4776 / 1015
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	432 E THIRD ST, OCEAN ISLE BEACH, NC 28469-7704
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ARBORHILL LN, HOLLY SPRINGS, NC 27540-6207

Mortgage

Document Number	0046750871
Date	Aug 03, 2021
Book Page	4675/871

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 01, 2022

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 07, 2022
Property Address	432 E THIRD ST, OCEAN ISLE BEACH, NC 28469-7704
Document Number	0047761015
Book / Page	4776 / 1015
Map Reference	CAB 81 PG 65-72
Instrument Date	Dec 14, 2021
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,734.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 ARBORHILL LN, 308, HOLLY SPRINGS, NC 27540-6207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 W TREMONT AVE UNIT 931, 931, CHARLOTTE, NC 28203-5569

Mortgage

Document Number	0047761021
Date	Jan 07, 2022
Instrument	4776/1021

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Feb 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	Other
Max Rate	7.62%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 25, 2021
Property Address	432 E THIRD ST, OCEAN ISLE BEACH, NC 28469-7704
Document Number	0045340766
Book / Page	004534 / 000766
Instrument Date	Jan 05, 2021
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	308 ARBORHILL LN HOLLY SPRINGS NC 275406207, HOLLY SPRINGS, NC 27540-6207

Mortgage

Document Number	45340769
Date	Jan 25, 2021
Book Page	004534/000769

Lender

Name	BAKER NOVA LLC
Address	603 HOGANS VALLEY WAY, CARY, NC 27513-5696

Agreement

Amount	Amount Recorded

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 29, 2020
Property Address	432 E THIRD ST, OCEAN ISLE BEACH, NC 28469-7704
Document Number	0044070354
Book / Page	004407 / 000354
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426
Investor	Possibly a Property Investor

Mortgage

Document Number	44070358
Date	Jul 29, 2020
Book Page	004407/000358

Lender

Name	DW FAMILY GST TRUST (IT)
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2030

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 29, 2020
Property Address	432 E THIRD ST, OCEAN ISLE BEACH, NC 28469-7704
Document Number	0044070351
Book / Page	004407 / 000351
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,146.00	$1,095,230 (-) Land $250,000 Building $845,230	$1,095,230 (-) Land $250,000 Building $845,230
2023		$1,095,230 (+84.09%) Land $250,000 Building $845,230	$1,095,230 (+84.09%) Land $250,000 Building $845,230
2022		$594,940 Land $150,000 Building $444,940	$594,940 Land $150,000 Building $444,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 612 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured 51 under condo master policies
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby
Claims By Storm	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Atlantic Telephone Membership	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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