421 E Third St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 421 E Third St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,312 sqft · built 2017
Lot Size	0.11 acres (4,887 sqft)
Owner	2 Individual Names on Record
Last Sale	$845,000 (Apr 2021)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2019 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`244LB02409`

Property Details

APN / Parcel Number

Primary APN	`244LB02409`
Alternative APNs	`108514343469` `80110373`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,312 sqft Heated Area
Gross Area	3,876 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Shingle
Lot Area	4,887 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80110373
Street Address	421 E THIRD ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-9 B-24 OCEAN ISLE BEACH PL H/375
Legal Subdivision	OCEAN ISLE BEACH
Legal Block	24
Legal Lot Number	9
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4019
Census Tract	20512

Owner

Source: Brunswick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4013 OXFORD MILL RD, WAXHAW, NC 28173-0017
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP
Dec 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 23, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
May 1, 2017	Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Jan 23, 2018 · Amount on Record
Deed Book / Page	4609 / 225
Prior Transfer Date	Sep 30, 2014
Prior Transfer Doc	0035750147
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 30, 2021
Property Address	421 E THIRD ST, OCEAN ISLE BEACH, NC 28469-7705
Document Number	0046090225
Book / Page	4609 / 225
Map Reference	MB H PG 375
Instrument Date	Apr 19, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8250 SOUTHWOOD DR NW, 8250, NORTH CANTON, OH 44720-5234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4013 FADMILL ROAD, WAXHAW, NC 28173

Mortgage

Document Number	0046090229
Date	Apr 30, 2021
Book Page	4609/229

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Dec 13, 2019
Property Address	421 E THIRD ST, OCEAN ISLE BEACH, NC 28469-7705
Document Number	0042890113
Book / Page	004289 / 000113
Instrument Date	Dec 3, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8250 SOUTHWOOD DR NW NORTH CANTON OH 447205234, NORTH CANTON, OH 44720-5234

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 23, 2018
Property Address	421 E THIRD ST, OCEAN ISLE BEACH, NC 28469-7705
Document Number	0040090545
Book / Page	004009 / 000545
Instrument Date	Jan 18, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8250 SOUTHWOOD DR NW NORTH CANTON OH 447205234, NORTH CANTON, OH 44720-5234

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 1, 2017
Property Address	421 E THIRD ST, OCEAN ISLE BEACH, NC 28469-7705
Document Number	0039011010
Book / Page	003901 / 001010
Instrument Date	Apr 11, 2017
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 652 SHALLOTTE NC 284590652, SHALLOTTE, NC 28459-0652

Mortgage

Document Number	39011012
Date	May 1, 2017
Book Page	003901/001012

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	SMITHFIELD, NC 27577-1457

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,037.00	$1,026,170 (-) Land $250,000 Building $776,170	$1,026,170 (-) Land $250,000 Building $776,170
2024	$4,037.00
2023		$1,026,170 Land $250,000 Building $776,170	$1,026,170 Land $250,000 Building $776,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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