432 E Columbia Ave, Spokane, WA 99208 Property Records

Spokane County property record for 432 E Columbia Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,250 sqft · built 1954
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2021)
Tax Bill	$3,231 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36322.1901`

Property Details

APN / Parcel Number

Primary APN	`36322.1901`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,250 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Finished Basement	1,066 sqft
Unfinished Basement	118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	353 sqft
Patio Area	353 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	432 E COLUMBIA AVE
City	SPOKANE
State	WA
Zip	99208-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	COZZA 3RD L1 B2
Legal Range	43E
Legal Township	26N
Legal Section	32
Legal Subdivision	COZZA 3RD
Legal Block	2
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1037
Census Tract	400

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 924, MEAD, WA 99021-0924
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Dec 16, 2021	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	20217162234
Prior Transfer Date	Jan 26, 2009
Prior Transfer Doc	0005754118
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	432 E COLUMBIA AVE, SPOKANE, WA 99208-1203
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006961307
Date	Aug 28, 2020
Instrument	6961307

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 16, 2021
Property Address	432 E COLUMBIA AVE, SPOKANE, WA 99208-1203
Document Number	0007162234
Map Reference	VOL 3 PG 29
Instrument Date	Dec 15, 2021
Instrument	7162234
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007162235
Date	Dec 16, 2021
Instrument	7162235

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0007162236
Date	Dec 16, 2021
Instrument	7162236

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	432 E COLUMBIA AVE, SPOKANE, WA 99208-1203
Document Number	0006668180
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 E COLUMBIA AVE SPOKANE WA 992081203, SPOKANE, WA 99208-1203

Mortgage

Document Number	0006668180
Date	Dec 18, 2017
Instrument	6668180

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SEATTLE, WA 98118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 1, 2017
Property Address	432 E COLUMBIA AVE, SPOKANE, WA 99208-1203
Document Number	0006663855
Map Reference	VOL3 PG29
Instrument Date	Nov 29, 2017
Instrument	6663855
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,265.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 924, MEAD, WA 99021-0924

Mortgage

Document Number	0006663856
Date	Dec 1, 2017
Instrument	6663856

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Mortgage

Document Number	0006663857
Date	Dec 1, 2017
Instrument	6663857

Lender

Name	HOMESIGHT
Type	Non-Lending Institution
Address	SEATTLE, WA 98118

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,231.00 (+0.78%)	$314,000 (-0.82%) Land $80,000 Building $234,000	$314,000 (-0.82%) Land $80,000 Building $234,000
2025	$3,206.00 (+3.49%)
2024		$316,600 (+45.23%) Land $55,000 Building $261,600	$316,600 (+45.23%) Land $55,000 Building $261,600
2023	$3,098.00 (+21.35%)	$218,000 Land $45,000 Building $173,000	$218,000 Land $45,000 Building $173,000
2022	$2,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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