428 E Columbia Ave, Spokane, WA 99208 Property Records

Spokane County property record for 428 E Columbia Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 1954
Lot Size	0.152 acres (6,625 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2021)
Tax Bill	$3,132 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36322.1902`

Property Details

APN / Parcel Number

Primary APN	`36322.1902`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,457 sqft Living Area
1st Floor Area	737 sqft
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	428 E COLUMBIA AVE
City	SPOKANE
State	WA
Zip	99208-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	COZZA 3RD L2 B2
Legal Subdivision	COZZA 3RD
Legal Block	2
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1037
Census Tract	400

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 E COLUMBIA AVE, SPOKANE, WA 99208-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20217092341
Prior Transfer Date	Jan 26, 2009
Prior Transfer Doc	0005754118
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	428 E COLUMBIA AVE, SPOKANE, WA 99208-1203
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007178341
Date	Feb 7, 2022
Instrument	7178341

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 24, 2021
Property Address	428 E COLUMBIA AVE, SPOKANE, WA 99208-1203
Document Number	0007092341
Map Reference	VOL 3 PG 29
Instrument Date	Jun 18, 2021
Instrument	7092341
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LONE RANCH CREEK RD, DANVILLE, WA 99121-9708

Mortgage

Document Number	0007092342
Date	Jun 24, 2021
Instrument	7092342

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	428 E COLUMBIA AVE, SPOKANE, WA 99208-1203
Document Number	0006940611
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E COLUMBIA AVE SPOKANE WA 992081203, SPOKANE, WA 99208-1203

Mortgage

Document Number	0006940611
Date	Jul 10, 2020
Instrument	6940611

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 31, 2018
Property Address	428 E COLUMBIA AVE, SPOKANE, WA 99208-1203
Document Number	0006712262
Map Reference	VOL3 PG29
Instrument Date	May 29, 2018
Instrument	6712262
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,817.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E COLUMBIA AVE, SPOKANE, WA 99208-1203

Mortgage

Document Number	0006712263
Date	May 31, 2018
Instrument	6712263

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0006712264
Date	May 31, 2018
Instrument	6712264

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,132.00 (+8.41%)	$283,800 (+0.46%) Land $80,000 Building $203,800	$283,800 (+0.46%) Land $80,000 Building $203,800
2025	$2,889.00 (+4.45%)
2024		$282,500 (+43.99%) Land $55,000 Building $227,500	$282,500 (+43.99%) Land $55,000 Building $227,500
2023	$2,766.00 (+20.31%)	$196,200 (-) Land $45,000 Building $151,200	$196,200 (-) Land $45,000 Building $151,200
2022	$2,299.00	$196,200 Land $45,000 Building $151,200	$196,200 Land $45,000 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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