432 E 2nd St, Meridian, ID 83642 Property Records

Ada County property record for 432 E 2nd St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 989 sqft · built 1920
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Apr 2018)
Tax Bill	$573 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R1039010095`

Property Details

APN / Parcel Number

Primary APN	`R1039010095`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	989 sqft Living Area
1st Floor Area	989 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	432 E 2ND ST
City	MERIDIAN
State	ID
Zip	83642-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O-T
Legal Description	LOTS 5/6 BLK 8 MERIDIAN BOWERS 2ND ADD #98105063
Legal Range	01E
Legal Township	03N
Legal Section	07
Legal Subdivision	BOWERS 02ND ADD TO MERIDIAN
Legal Block	8
Legal Lot Number	5
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2044
Census Tract	10368

Owner

Source: Ada County records · APN R1039010095

Assessment roll updated May 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	432 E 2ND ST, MERIDIAN, ID 83642-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Oct 30, 1998 · Amount on Record
Deed Document Number	201838499
Record Updated	Sep 20, 2026

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Apr 30, 2018
Property Address	432 E 2ND ST, MERIDIAN, ID 83642-2716
Document Number	0000038499
Instrument Date	Apr 24, 2018
Instrument	38499
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	432 E 2ND ST MERIDIAN ID 836422716, MERIDIAN, ID 83642-2716

Mortgage

Document Number	38500
Date	Apr 30, 2018
Instrument	38500

Lender

Name	PIONEER CU
Type	Credit Union
Address	MOUNTAIN HOME, ID 83647

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 29, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ada County records · Assessment roll updated May 28, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$573.00 (-5.91%) Homeowner's exemption	$252,200 (-49.62%)	$252,200 (-49.62%)
2024	$609.00 (-44.54%)
2023		$500,600 Land $167,000 Building $333,600	$500,600 Land $167,000 Building $333,600
2022	$1,098.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 units insured incl. 4 condo units

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Safelink Internet Fixed Wireless	1,000 / 1,000
Cable One Cable · Fiber in parts of the area	1,000 / 50
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 245 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.