415 E 2nd St, Meridian, ID 83642 Property Records

Ada County property record for 415 E 2nd St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1958
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$22,800 (Jan 1997)
Tax Bill	$496 (2025)
Deeds & Mortgages	May 2024 Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1039000475`

Property Details

APN / Parcel Number

Primary APN	`R1039000475`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	415 E 2ND ST
City	MERIDIAN
State	ID
Zip	83642-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O-T
Legal Description	LOTS 19 & 20 EXC S 60 BLK 5 BOWERS ADD TO MERIDIAN #97006944
Legal Range	01E
Legal Township	03N
Legal Section	07
Legal Subdivision	BOWERS ADD TO MERIDIAN
Legal Block	5
Legal Lot Number	19,20
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2045
Census Tract	10368

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 E 2ND ST, MERIDIAN, ID 83642-2715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
May 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 1997 · Amount on Record
Deed Sale	Jan 29, 1997 · Amount on Record
Deed Document Number	19976944
Prior Transfer Date	Jan 24, 1997
Prior Transfer Doc	0000006944
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	415 E 2ND ST, MERIDIAN, ID 83642-2715
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E 2ND ST, MERIDIAN, ID 83642-2715

Mortgage

Document Number	0000024594
Date	May 9, 2024
Instrument	2024-024594

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	MERIDIAN, ID 83642

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	415 E 2ND ST, MERIDIAN, ID 83642-2715
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042873
Date	May 22, 2019
Instrument	2019-042873

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	MERIDIAN, ID 83642

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,300 (+1.36%)	$223,300 (+1.36%)
2025	$496.00 (-8.66%) Homeowner's exemption	$220,300 (-46.06%)	$220,300 (-46.06%)
2024	$543.00 (-27.6%)
2023		$408,400 Land $132,300 Building $276,100	$408,400 Land $132,300 Building $276,100
2022	$750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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