432 E 274th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 432 E 274th St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,282 sqft · built 1952
Lot Size	0.162 acres (7,065 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Sep 2021)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`645-14-053`

Property Details

APN / Parcel Number

Primary APN	`645-14-053`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	2,137 sqft
1st Floor Area	855 sqft
2nd Floor Area	427 sqft
Basement Area	855 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,065 sqft (0.162 acres)
Lot Dimensions	157 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	432 E 274TH ST
City	EUCLID
State	OH
Zip	44132-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	TR 20 UPSON HOMS 0104 ALL
Legal Subdivision	UPSON HOMES SUBDIVISION
Legal Tract	20
Legal Lot Number	104
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1010
Census Tract	152302

Owner

Source: Cuyahoga County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 E 274TH ST, EUCLID, OH 44132-1714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE C
Sep 13, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Feb 18, 1992
Deed Document Number	2021257
Prior Transfer Date	Sep 7, 2021
Prior Transfer Doc	0000000256
Record Updated	Sep 20, 2026

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 13, 2021
Property Address	432 E 274TH ST, EUCLID, OH 44132-1714
Document Number	0000000256
Map Reference	VOL 144 PG 25
Instrument Date	Sep 7, 2021
Instrument	202109130256
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE C

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 13, 2021
Property Address	432 E 274TH ST, EUCLID, OH 44132-1714
Document Number	0000000257
Map Reference	VOL 144 PG 25
Instrument Date	Sep 7, 2021
Instrument	202109130257
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 E 274TH ST, EUCLID, OH 44132-1714

Mortgage

Document Number	0000000258
Date	Sep 13, 2021
Instrument	202109130258

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00 (+3.79%)	$36,750 (-0.03%) Land $9,205 Building $27,545	$105,000 (-) Land $26,300 Building $78,700
2024	$2,430.00 (-14.19%)	$36,760 (+14.52%) Land $9,210 Building $27,550	$105,000 (+14.5%) Land $26,300 Building $78,700
2023	$2,832.00 (+2.28%)	$32,100 (-) Land $7,000 Building $25,100
2022	$2,769.00	$32,100 Land $7,000 Building $25,100
2021			$91,700 Land $20,000 Building $71,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

Nearby Properties on E 274th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures