428 E 274th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 428 E 274th St, Euclid, OH 44132

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,282 sqft · built 1952
Lot Size0.162 acres (7,065 sqft)
OwnerIndividual Name on File
Last Sale$174,500 (May 2026)
Tax Bill$2,256 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Transfer
Flood ZoneZone X (minimal risk)
APN645-14-051

Property Details

APN / Parcel Number

Primary APN645-14-051

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,282 sqft Living Area
Gross Area2,137 sqft
1st Floor Area855 sqft
2nd Floor Area427 sqft
Basement Area855 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1968
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,065 sqft (0.162 acres)
Lot Dimensions157 ft deep x 45 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address428 E 274TH ST
CityEUCLID
StateOH
Zip44132-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU1
Legal DescriptionTR 20 UPSON HOMS 0102 ALL
Legal SubdivisionUPSON HOMES
Legal Tract20
Legal Lot Number102
JurisdictionCUYAHOGA OH
Township / Civil DivisionEUCLID
Census Block Group1
Census Block1010
Census Tract152302

Owner

Source: Cuyahoga County records · APN 645-14-051

Assessment roll updated March 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address428 E 274TH ST, EUCLID, OH 44132-1714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Fiduciary Deed, Transfer · Conventional Mortgage
FIRST COMMONWEALTH BANK
May 08, 2026Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleJan 01, 1975
Deed Document Number2026393
Prior Transfer DateDec 08, 1998
Prior Transfer Doc0000000050
Record UpdatedSep 20, 2026

May 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionCUYAHOGA OH
Recording DateMay 11, 2026
Property Address428 E 274TH ST, EUCLID, OH 44132-1714
Document Number0000000393
Instrument DateMay 06, 2026
Instrument2026.393
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title CompanyINFINITE TITLE, INFINITY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$70,498.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 E 274TH ST, EUCLID, OH 44132-1714

Mortgage

Document Number0000000394,
DateMay 11, 2026
Instrument2026.11.394
Lender
NameFIRST COMMONWEALTH BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000000395,
DateMay 11, 2026
Instrument2026.395
Lender
NameFIRST COMMONWEALTH BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term30 Months
DueJun 01, 2056
Interest
Rate6.38%
Max Rate-1%

May 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionCUYAHOGA OH
Recording DateMay 08, 2026
Property Address428 E 274TH ST, EUCLID, OH 44132-1714
Document Number0000000404
Instrument DateMay 06, 2026
Instrument2026404
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address3125 REGATTA PT, LITTLE RIVER, SC 29566-8421

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated March 16, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityEuclid City
Unified School DistrictEuclid City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,256.00 (+0.71%) Homeowner's exemption Senior Citizen's exemption$44,310 (-0.02%) Land $9,205 Building $35,105$126,600 (-) Land $26,300 Building $100,300
2024$2,240.00 (+1.68%) Homeowner's exemption Senior Citizen's exemption$44,320 (+30.01%) Land $9,210 Building $35,110$126,600 (+29.98%) Land $26,300 Building $100,300
2023$2,203.00 (+0.73%) Homeowner's exemption Senior Citizen's exemption$34,090 (-) Land $7,000 Building $27,090
2022$2,187.00 Homeowner's exemption Senior Citizen's exemption$34,090 Land $7,000 Building $27,090
2021$97,400 Land $20,000 Building $77,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimMar 1985 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Cogeco Cable Holdings II.

Based on FCC filings for 675 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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