432 E 20th St, Ames, IA 50010 Property Records

Story County property record for 432 E 20th St, Ames, IA 50010 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1959
Square Footage	1,472 sqft Living Area
Lot Size	11,647 sqft (0.267 acres)
Occupancy	Owner Occupied
Last Sale	$150,500 (2006)
Tax Bill	$2,764.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-35-425-050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,472 sqft Living Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,647 sqft (0.267 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	432 E 20TH ST
City	AMES
State	IA
Zip	50010-5564
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GUNDERLAND HEIGHTS ADD 2ND SD LOT:4 AMES
Legal Range	24W
Legal Township	84N
Legal Section	35
Legal Subdivision	GUNDERLAND HEIGHTS ADD 2ND SD
Legal Lot Number	4
Jurisdiction	STORY IA
Minor Civil Division	FRANKLIN
Census Blockgroup	2
Census Block	2000
Census Tract	200

Owner

Source: Story County records · APN 05-35-425-050

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	432 E 20TH ST, AMES, IA 50010-5564
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2006 · Amount on Record
Deed Sale	Jul 03, 2006 · Amount on Record
Deed Doc Number	20067915
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 Homeowner's exemption	$263,000 (+17.99%) Land $64,100 Building $198,900	$263,000 (+17.99%) Land $64,100 Building $198,900
2024	$2,764.00 (-11.64%)
2023		$222,900 Land $49,600 Building $173,300	$222,900 Land $49,600 Building $173,300
2022	$3,128.00

Flood & Wildfire

432 E 20th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Story County (19169C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 3rd percentile of exposed land nationally · 24th in Iowa
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.