324 E 20th St, Ames, IA 50010 Property Records

Story County property record for 324 E 20th St, Ames, IA 50010 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 1965
Square Footage2,745 sqft Living Area
Lot Size11,742 sqft (0.27 acres)
GarageAttached, 576 sqft
OccupancyOwner Occupied
Tax Bill$7,320.00 (2025)

Owner

Source: Story County records · APN 05-35-400-020

Assessment roll updated September 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address324 E 20TH ST, AMES, IA 50010-5563
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 08, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2025
Deed SaleSep 30, 2025
Prior SaleAug 08, 2023 · Amount on Record
Deed Doc Number20258013
Prior Transfer DateSep 16, 2025
Prior Transfer Doc0202508013
Record RefreshedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTORY IA
Recording DateSep 30, 2025
Property Address324 E 20TH ST, AMES, IA 50010-5563
Document Number0202508013
Instrument DateSep 16, 2025
Instrument2025-08013
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 E 20TH ST, AMES, IA 50010-5563

Mortgage

Document Number0202508014
DateSep 30, 2025
Instrument2025-08014
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateAug 08, 2023
Property Address324 E 20TH ST, AMES, IA 50010-5563
Document Number0202305495
Instrument DateJul 18, 2023
Instrument2023-05495
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyUNKNOWN, ATS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$724.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address324 E 20TH ST, AMES, IA 50010-5563
InvestorPossibly a Property Investor

Mortgage

Document Number0202305496
DateAug 08, 2023
Instrument2023-05496
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,320.00$496,400 (-1.63%) Land $64,600 Building $431,800$496,400 (-1.63%) Land $64,600 Building $431,800
2024$7,320.00 (+51.74%)
2023$504,600 Land $73,900 Building $430,700$504,600 Land $73,900 Building $430,700
2022$4,824.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 24% of Iowa
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN05-35-400-020

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Partial Baths5 Partial Baths
Total Rooms13 Rooms
Building Area2,745 sqft Living Area
1st Floor728 sqft 1st Floor
Basement Area1,472 sqft Basement
Finished Basement364 sqft Finished
Unfinished Basement1,108 sqft Unfinished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,742 sqft (0.27 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Deck AreaDeck Area
Patio Area736 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address324 E 20TH ST
CityAMES
StateIA
Zip50010-5563
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDGEWOOD TERRACE 5TH ADD LOT:21 AMES
Legal Range24W
Legal Township84N
Legal Section35
Legal SubdivisionEDGEWOOD TERRACE 5TH ADD
Legal Lot Number21
JurisdictionSTORY IA
Minor Civil DivisionFRANKLIN
Census Blockgroup2
Census Block2001
Census Tract200

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