432 Bowen Ct, Elgin, IL 60120 Property Records

Kane County property record for 432 Bowen Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,283 sqft · built 1938
Lot Size	0.88 acres (3,850 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-204-018`

Property Details

APN / Parcel Number

Primary APN	`06-24-204-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,283 sqft Living Area
Gross Area	2,141 sqft
Basement Area	858 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Brick
Lot Area	3,850 sqft (0.88 acres)
Lot Dimensions	70 ft deep x 55 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	432 BOWEN CT
City	ELGIN
State	IL
Zip	60120-6730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE E BOWENS SUB SOUTH 55 FT LOT 1
Legal Subdivision	GEORGE E BOWENS SUB
Legal Block	4
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4005
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 BOWEN CT, ELGIN, IL 60120-6730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2002
Deed Sale	May 24, 2002
Prior Sale	Jun 21, 1999 · Amount on Record
Deed Document Number	200266991
Prior Transfer Date	Feb 22, 2002
Prior Transfer Doc	0000066991
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	432 BOWEN CT, ELGIN, IL 60120-6730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022289
Date	Jun 3, 2019
Instrument	2019K022289

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2034

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,250.00 (+1.24%) Homeowner's exemption Senior Citizen's exemption	$71,717 (+8.57%) Land $11,157 Building $60,560	$215,237 (+8.57%) Land $33,484 Building $181,753
2024		$66,056 (+21.39%) Land $10,276 Building $55,780	$198,247 (+21.44%) Land $30,840 Building $167,407
2022	$4,198.00 (+4.87%) Homeowner's exemption	$54,415 (+6.96%) Land $8,465 Building $45,950	$163,245 (+6.96%) Land $25,395 Building $137,850
2021	$4,003.00 Homeowner's exemption	$50,874 Land $7,914 Building $42,960	$152,622 Land $23,742 Building $128,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Bowen Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures