431 Bowen Ct, Elgin, IL 60120 Property Records

Kane County property record for 431 Bowen Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1934
Lot Size	0.099 acres (4,328 sqft)
Owner	Company Name on File
Last Sale	$105,000 (Mar 2026)
Tax Bill	$3,559 (2025)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-24-205-007`

Property Details

APN / Parcel Number

Primary APN	`06-24-205-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,032 sqft Living Area
Gross Area	1,756 sqft
Basement Area	724 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Frame
Lot Area	4,328 sqft (0.099 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	431 BOWEN CT
City	ELGIN
State	IL
Zip	60120-6729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE E BOWENS SUB NORTHERLY 53 FT AS DESC IN DOC 683624 BOOK 1557/539 LOT 15
Legal Subdivision	GEORGE E BOWENS SUB
Legal Block	4
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4006
Census Tract	851400

Owner

Source: Kane County records · APN 06-24-205-007

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1200 ROYAL BLVD, ELGIN, IL 60123-2734
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Deed Document Number	202612833
Record Updated	Sep 20, 2026

March 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	KANE IL
Recording Date	Mar 31, 2026
Property Address	431 BOWEN CT, ELGIN, IL 60120-6729
Document Number	0000012833
Instrument Date	Mar 17, 2026
Instrument	2026K012833
Transaction Type	Transfer
Record Updated	Apr 08, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 ROYAL BLVD, ELGIN, IL 60123-2734

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,559.00 (+6.65%) Homeowner's exemption Senior Citizen's exemption	$62,654 (+8.57%) Land $11,634 Building $51,020	$188,037 (+8.57%) Land $34,916 Building $153,121
2024	$3,337.00 (+5.33%)	$57,709 (+21.39%) Land $10,716 Building $46,993	$173,196 (+21.44%) Land $32,161 Building $141,035
2022	$3,168.00 (+66.91%) Homeowner's exemption	$47,539 (+6.96%) Land $8,827 Building $38,712	$142,617 (+6.96%) Land $26,481 Building $116,136
2021	$1,898.00 Homeowner's exemption	$44,446 Land $8,253 Building $36,193	$133,338 Land $24,759 Building $108,579

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Opiquad, T-Mobile USA.

Based on FCC filings for 515 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.