432 3rd St, Langley, WA 98260 Property Records

Island County property record for 432 3rd St, Langley, WA 98260

Property Summary

Property Type	Commercial
Details	5 bd · 3 ba · 8,063 sqft · built 1970
Lot Size	0.364 acres (15,840 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Feb 2009)
Tax Bill	$13,698 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S7345-00-08001-0`

Property Details

APN / Parcel Number

Primary APN	`S7345-00-08001-0`
Alternative APN	`299787`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	8,063 sqft Gross Area
1st Floor Area	6,083 sqft
Upper Floors Area	840 sqft
Flooring	Tile

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Steel/Wood
Foundation Type	Concrete
Roof Material	Wood
Lot Area	15,840 sqft (0.364 acres)
Garage Type	Attached
Garage Area	1,066 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,318 sqft
Patio Area	792 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	432 3RD ST
City	LANGLEY
State	WA
Zip	98260-9627
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	LG
Legal Description	LANGLEY LOTS 1 & 2 BLK 8
Legal Subdivision	LANGLEY
Legal Block	8
Legal Lot Number	1,2
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1024
Census Tract	972000

Owner

432 3rd St, a commercial property, is owned by a company that bought it in February 2009.

Source: Island County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2848 ANDREASON RD, LANGLEY, WA 98260-8507
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 1, 2019	Deed of Trust, Mortgage ROBERT & BONNIE ARNDT
Oct 26, 2017	Special Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2009 · Amount on File
Deed Sale	Feb 18, 2009 · Amount on File
Prior Sale	Sep 22, 2004 · Amount on File
Deed Document Number	20094244872
Prior Transfer Date	Sep 16, 2004
Prior Transfer Doc	0004113291
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	432 3RD ST, LANGLEY, WA 98260-9627
Document Number	0004460114
Instrument Date	Jan 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE/ISLAND CNTY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2848 ANDREASON RD LANGLEY WA 982608507, LANGLEY, WA 98260-8507

Mortgage

Document Number	0004460114
Date	Mar 6, 2019
Instrument	4460114

Lender

Name	ROBERT & BONNIE ARNDT
Address	PO BOX 46, LANGLEY, WA 98260-0046

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 5, 2039

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 26, 2017
Property Address	432 3RD ST, LANGLEY, WA 98260-9627
Document Number	0004432833
Map Reference	VOL6 PG33
Instrument Date	Oct 18, 2017
Instrument	4432833
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,596.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	WA 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SPOKANE ST STE 102, 102, WENATCHEE, WA 98801-6117

Mortgage

Document Number	0004432834
Date	Oct 26, 2017
Instrument	4432834

Lender

Name	PEOPLES BANK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 432 3rd St was $13,698.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Langley City
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,698.00
2025		$1,633,615 Land $340,000 Building $1,293,615	$1,633,615 Land $340,000 Building $1,293,615
2023	$10,558.00	$1,673,833 (+20.44%) Land $300,000 Building $1,373,833	$1,673,833 (+20.44%) Land $300,000 Building $1,373,833
2022		$1,389,778 Land $285,000 Building $1,104,778	$1,389,778 Land $285,000 Building $1,104,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 3rd St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (2001–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANGLEY serves 1,416 people · EPA ID WA5345950
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000

May also be available: T-Mobile.

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