432 28th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 432 28th St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,144 sqft · built 2024
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2023)
Tax Bill	$5,455 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Jul 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`263BG020`

Property Details

APN / Parcel Number

Primary APN	`263BG020`
Alternative APNs	`104416931512` `64521590` `80143430`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,144 sqft Heated Area
Gross Area	3,237 sqft
1st Floor Area	200 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,487 sqft (0.103 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80143430
Street Address	432 28TH ST
City	SUNSET BEACH
State	NC
Zip	28468-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-32 B-30 SUNSET BEACH PLAT 7/64A&B
Legal Subdivision	SUNSET BEACH
Legal Block	30
Legal Lot Number	32
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1032
Census Tract	20512

Owner

432 28th St is owned by an individual who bought it in July 2023.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	520 CHAPANOKE RD, RALEIGH, NC 27603-3463
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Jul 24, 2023	Warranty Deed, Transfer · Seller Carry-Back ARTHUR PRINCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Feb 1, 1989
Deed Book / Page	5048 / 43
Prior Transfer Date	Jul 20, 2023
Prior Transfer Doc	0050480043
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	SUNSET BEACH, NC 28468
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CHAPANOKE RD, RALEIGH, NC 27603-3463

Mortgage

Document Number	0051351027
Date	Feb 13, 2024
Book Page	5135/1027

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.6%
Margin	3
Max Rate	12.6%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 24, 2023
Property Address	SUNSET BEACH, NC 28468
Document Number	0050480043
Book / Page	5048 / 43
Map Reference	MB 7 PG 64A&B
Instrument Date	Jul 20, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CHAPANOKE RD, RALEIGH, NC 27603-3463

Mortgage

Document Number	0000504846
Date	Jul 24, 2023
Instrument	5048/46

Lender

Name	ARTHUR PRINCE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 432 28th St was $5,455.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,139,240 (+13.13%) Land $240,000 Building $899,240	$1,139,240 (+13.13%) Land $240,000 Building $899,240
2025	$5,455.00	$1,007,050 Land $240,000 Building $767,050	$1,007,050 Land $240,000 Building $767,050
2023		$240,000 (+88.24%) Land $240,000	$240,000 (+88.24%) Land $240,000
2022	$841.00	$127,500 Land $127,500	$127,500 Land $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 28th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures