427 28th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 427 28th St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,826 sqft · built 2022
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2020)
Tax Bill	$5,007 (2025)
Deeds & Mortgages	May 2022 Construction Loan Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`263BH014`

Property Details

APN / Parcel Number

Primary APN	`263BH014`
Alternative APNs	`104416931696` `80098946` `80127620`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	1,826 sqft Heated Area
Gross Area	2,354 sqft
1st Floor Area	112 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,530 sqft (0.104 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80127620
Street Address	427 28TH ST
City	SUNSET BEACH
State	NC
Zip	28468-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-3 B-29 SSB PLAT 7/64
Legal Subdivision	SUNSET BEACH
Legal Block	29
Legal Lot Number	3
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1033
Census Tract	20512

Owner

427 28th St is owned by an individual who acquired it in May 2022.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8129 KNEBWORTH CT, RALEIGH, NC 27613-4453
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Intrafamily Transfer, Transfer · Construction Mortgage UNITED BANK
Aug 26, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Oct 1, 2003
Deed Book / Page	4426 / 686
Last Transfer Date	May 20, 2022
Transfer Doc	0048550211
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	May 23, 2022
Property Address	427 28TH ST, SUNSET BEACH, NC 28468-4103
Document Number	0048550211
Book / Page	4855 / 211
Map Reference	MB 7 PG 64A&64B
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2708 ROCKWOOD RD, GREENSBORO, NC 27408-3216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8129 KNEBWORTH CT, RALEIGH, NC 27613-4453

Mortgage

Document Number	0004855213
Date	May 23, 2022
Instrument	4855/213

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jun 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 26, 2020
Property Address	427 28TH ST, SUNSET BEACH, NC 28468-4103
Document Number	0044260686
Book / Page	4426 / 686
Map Reference	MB 7 PG 64A&B
Instrument Date	Aug 22, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 ALDERBERRY DR, 6, GREER, SC 29651-2313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 ROCKWOOD RD, GREENSBORO, NC 27408-3216

Mortgage

Document Number	4426688
Date	Aug 26, 2020
Instrument	4426/688

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	4
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 427 28th St was $5,007, up 3.6% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$923,430 (-) Land $240,000 Building $683,430	$923,430 (-) Land $240,000 Building $683,430
2025	$5,007.00 (+3.56%)	$923,430 Land $240,000 Building $683,430	$923,430 Land $240,000 Building $683,430
2024	$4,835.00
2023		$696,150 Land $240,000 Building $456,150	$696,150 Land $240,000 Building $456,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 28th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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