4319 W Calvary Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4319 W Calvary Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Lot Size	0.469 acres (20,440 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (May 2003)
Tax Bill	$76 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-0170-00575`

Property Details

APN / Parcel Number

Primary APN	`520-0170-00575`
Alternative APN	`739414`

Exterior

Lot Area	20,440 sqft (0.469 acres)

Location & Zoning

Account Number	739414
Street Address	4319 W CALVARY RD
City	DULUTH
State	MN
Zip	55803-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	W1/2 OF LOT 18 SERIAL #
Legal Subdivision	INGLESIDE PARK COE ADD
Legal Block	14
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	2
Census Block	2019
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4319 W CALVARY RD, DULUTH, MN 55803-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2003 · Amount on Record
Deed Sale	May 16, 2003 · Amount on Record
Deed Document Number	2003749225
Last Transfer Date	Sep 22, 2023
Transfer Doc	0001474758
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4319 W CALVARY RD, DULUTH, MN 55803-1203
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001095000
Date	Oct 8, 2025
Instrument	1095000

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4319 W CALVARY RD, DULUTH, MN 55803-1203
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001045814
Date	Aug 25, 2021
Instrument	1045814

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Apr 1, 2041

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4319 W CALVARY RD, DULUTH, MN 55803-1203
Document Number	000T986001
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4319 W CALVARY RD DULUTH MN 558031203, DULUTH, MN 55803-1203

Mortgage

Document Number	000T986001
Date	Jun 15, 2017
Instrument	T986001

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$76.00 (+5.56%) Homeowner's exemption
2025	$72.00 (-2.7%) Homeowner's exemption	$5,700 (+1.79%) Land $5,700	$5,700 (+1.79%) Land $5,700
2024		$5,600 (+5.66%) Land $5,600	$5,600 (+5.66%) Land $5,600
2022	$74.00	$5,300 Land $5,300	$5,300 Land $5,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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