4316 W Calvary Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4316 W Calvary Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,490 sqft)
Owner	Individual Name on Record
Last Sale	$238,500 (Mar 2024)
Tax Bill	$84 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-0170-00730`

Property Details

APN / Parcel Number

Primary APN	`520-0170-00730`
Alternative APNs	`1000257` `1162941`

Exterior

Lot Area	20,490 sqft (0.47 acres)

Location & Zoning

Account Number	1162941
Street Address	4316 W CALVARY RD
City	DULUTH
State	MN
Zip	55803-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	EX WLY 1/2 SERIAL #
Legal Subdivision	INGLESIDE PARK COE ADDITION
Legal Block	15
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1004
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4316 W CALVARY RD, DULUTH, MN 55803-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Jun 17, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2018	Quit Claim Deed, Mortgage · Line of Credit HARBOR PT CU
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit DULUTH TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Feb 20, 2024 · Amount on Record
Deed Document Number	20241077361
Prior Transfer Date	May 23, 2022
Prior Transfer Doc	0001057891
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4316 W CALVARY RD, DULUTH, MN 55803-1258
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 W CALVARY RD, DULUTH, MN 55803-1258

Mortgage

Document Number	0001049421
Date	Nov 10, 2021
Instrument	1049421

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2031

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 17, 2022
Property Address	4316 W CALVARY RD, DULUTH, MN 55803-1258
Document Number	0001057891
Instrument Date	May 23, 2022
Instrument	1057891
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$46.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316W W CALVARY RD, DULUTH, MN 55803-1258

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 10, 2018
Property Address	4316 W CALVARY RD, DULUTH, MN 55803-1258
Document Number	000T994060
Instrument Date	Dec 28, 2017
Instrument	T994060
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4316 W CALVARY RD DULUTH MN 558031258, DULUTH, MN 55803-1258

Mortgage

Document Number	T994061
Date	Jan 10, 2018
Instrument	T994061

Lender

Name	HARBOR PT CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 9, 2028

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	T994062,
Date	Jan 10, 2018
Instrument	T994062

Lender

Name	HARBOR PT CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 9, 2033

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4316 W CALVARY RD, DULUTH, MN 55803-1258
Document Number	000T984312
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 W CALVARY RD DULUTH MN 558031258, DULUTH, MN 55803-1258

Mortgage

Document Number	000T984312
Date	Apr 26, 2017
Instrument	T984312

Lender

Name	DULUTH TEACHERS CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$84.00 (+5%) Homeowner's exemption
2025	$80.00 (-4.76%) Homeowner's exemption	$6,400 (+1.59%) Land $6,400	$6,400 (+1.59%) Land $6,400
2024		$6,300 (+6.78%) Land $6,300	$6,300 (+6.78%) Land $6,300
2022	$84.00	$5,900 Land $5,900	$5,900 Land $5,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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