4318 Ave Gregory, Spring Valley, CA 91977 Property Records

San Diego County property record for 4318 Ave Gregory, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 1974
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Last Sale	$472,500 (Aug 2013)
Tax Bill	$7,463 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`496-400-03-00`

Property Details

APN / Parcel Number

Primary APN	`496-400-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,904 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	23,087 sqft (0.53 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4318 AVENIDA GREGORY
City	SPRING VALLEY
State	CA
Zip	91977-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 15 TR 007194
Legal Subdivision	HELIX VLY VIEW
Legal Tract	007194
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Jan 14, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2013 · Amount on Record
Deed Sale	Aug 28, 2013 · Amount on Record
Deed Document Number	2013537253
Last Transfer Date	Dec 3, 2015
Transfer Doc	0000007618
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304

Mortgage

Document Number	0000085151
Date	Apr 5, 2024
Instrument	2024-0085151

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304

Mortgage

Document Number	0000065705
Date	Feb 11, 2022
Instrument	2022-0065705

Lender

Name	ZB NA
Type	Bank
Address	SAN DIEGO, CA 92130

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304

Mortgage

Document Number	0000755757
Date	Oct 29, 2021
Instrument	2021-0755757

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304

Mortgage

Document Number	0000564159
Date	Sep 23, 2020
Instrument	2020-0564159

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2025
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Margin	2
Max Rate	7.75%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1304

Mortgage

Document Number	0000027746
Date	Jan 14, 2021
Instrument	2021-0027746

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 31, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,789 (+2%) Land $150,628 Building $440,161
2025	$7,463.00 (+7.01%) Homeowner's exemption	$579,206 (+4.04%) Land $147,675 Building $431,531
2023	$6,974.00 (+1.53%) Homeowner's exemption	$556,717 Land $141,942 Building $414,775
2022	$6,869.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2016–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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