4275 Ave Gregory, Spring Valley, CA 91977 Property Records

San Diego County property record for 4275 Ave Gregory, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,328 sqft · built 1959
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Last Sale	$985,000 (Apr 2023)
Tax Bill	$12,056 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500-040-18-00`

Property Details

APN / Parcel Number

Primary APN	`500-040-18-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,328 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Street Address	4275 AVENIDA GREGORY
City	SPRING VALLEY
State	CA
Zip	91977-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 10 TR 003417
Legal Subdivision	CRESTA GREGORY
Legal Tract	003417
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13701

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4275 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
May 6, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 20, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 20, 2018	Loan Modification, Mortgage · FHA Mortgage AMERIHOME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Sep 4, 2014 · Amount on Record
Deed Document Number	202394518
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2023
Property Address	4275 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1303
Document Number	0000094518
Map Reference	MAP 3417
Instrument Date	Mar 22, 2023
Instrument	2023-0094518
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4275 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1303

Mortgage

Document Number	0000094519
Date	Apr 11, 2023
Instrument	2023-0094519

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4275 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1303
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4275 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1303

Mortgage

Document Number	0000349779
Date	May 6, 2021
Instrument	2021-0349779

Lender

Name	BANNER BANK
Type	Bank
Address	SAN DIEGO, CA 92106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4275 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4275 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1303

Mortgage

Document Number	0000826477
Date	Dec 22, 2020
Instrument	2020-0826477

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4275 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1303
Document Number	0000324632
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4275 AVENIDA GREGORY SPRING VALLEY CA 919771303, SPRING VALLEY, CA 91977-1303

Mortgage

Document Number	0000324632
Date	Aug 8, 2018
Instrument	324632

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	4275 AVENIDA GREGORY, SPRING VALLEY, CA 91977-1303
Document Number	0000433724
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4275 AVENIDA GREGORY SPRING VALLEY CA 919771303, SPRING VALLEY, CA 91977-1303

Mortgage

Document Number	0000433724
Date	Oct 18, 2018
Instrument	433724

Lender

Name	AMERIHOME MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,045,287 (+2%) Land $301,438 Building $743,849
2025	$12,056.00 (+90.4%) Homeowner's exemption	$1,024,792 (+86.77%) Land $295,528 Building $729,264
2023	$6,332.00 (+1.18%) Homeowner's exemption	$548,702 Land $158,234 Building $390,468
2022	$6,258.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2016–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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