Mecklenburg County property record for 4317 Steepleton Way, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,190 sqft · built 2018 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (May 2026) |
| Tax Bill | $3,977 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-251-05 |
| Primary APN | 105-251-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,190 sqft Living Area |
| Gross Area | 2,790 sqft |
| 1st Floor Area | 2,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4317 STEEPLETON WAY |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L106 B4 M21-374 |
| Legal Subdivision | FARMWOOD NORTH PH 01 |
| Legal Block | 4 |
| Legal Lot Number | 106 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5618 |
Source: Mecklenburg County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4317 STEEPLETON WAY, CHARLOTTE, NC 28215-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Sep 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 7, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST BK |
| May 10, 2019 | Loan Modification, Mortgage · Conventional Mortgage FIRST BK |
| Apr 20, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST BK |
| Jan 4, 2017 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Sep 24, 2021 · Amount on Record |
| Deed Document Number | 202651804 |
| Deed Book / Page | 40428 / 796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 18, 2026 |
| Property Address | 4317 STEEPLETON WAY, CHARLOTTE, NC 28215-9711 |
| Document Number | 0000051804 |
| Book / Page | 40428 / 796 |
| Instrument Date | May 13, 2026 |
| Instrument | 202651804 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4317 STEEPLETON WAY, CHARLOTTE, NC 28215-9711 |
| Document Number | 0000051805, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202651805 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 24, 2021 |
| Property Address | 4317 STEEPLETON WAY, CHARLOTTE, NC 28215-9711 |
| Document Number | 0000183695 |
| Book / Page | 36568 / 770 |
| Map Reference | MB 21 PG 374 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021183695 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13821 CONNELL GREEN DR, CHARLOTTE, NC 28213-3904 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4317 STEEPLETON WAY, CHARLOTTE, NC 28215-9711 |
| Document Number | 0000183696 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021183696 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4317 STEEPLETON WAY, CHARLOTTE, NC 28215-9711 |
| Document Number | 0000067090 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4317 STEEPLETON WAY CHARLOTTE NC 282159711, CHARLOTTE, NC 28215-9711 |
| Document Number | 0000067090 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 034563/000610 |
| Instrument | 67090 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | SOUTHERN PINES, NC 28387 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4317 STEEPLETON WAY, CHARLOTTE, NC 28215-9711 |
| Document Number | 0000056807 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4317 STEEPIETON WAY CHARLOTTE NC 28215, CHARLOTTE, NC 28215 |
| Document Number | 0000056807 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 033500/000020 |
| Instrument | 56807 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 20, 2018 |
| Property Address | 4317 STEEPLETON WAY, CHARLOTTE, NC 28215-9711 |
| Book / Page | 032615 / 000531 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 47130 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10745 GLENLUCE AVE CHARLOTTE NC 282134239, CHARLOTTE, NC 28213-4239 |
| Document Number | 0000047130 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 032615/000531 |
| Instrument | 47130 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 4, 2017 |
| Property Address | 4317 STEEPLETON WAY, CHARLOTTE, NC 28215-9711 |
| Document Number | 0000001221 |
| Book / Page | 031478 / 000203 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 1221 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 621779 CHARLOTTE NC 282620127, CHARLOTTE, NC 28262-0127 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,977.00 (+1.77%) | $495,900 Land $90,000 Building $405,900 | $495,900 Land $90,000 Building $405,900 |
| 2024 | $3,908.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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