Mecklenburg County property record for 4316 Steepleton Way, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,708 sqft · built 2019 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,500 (Aug 2018) |
| Tax Bill | $4,395 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2019 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-253-15 |
| Primary APN | 105-253-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,708 sqft Living Area |
| Gross Area | 3,332 sqft |
| 1st Floor Area | 2,708 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4316 STEEPLETON WAY |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-7766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L3 B1 M21-374 |
| Legal Subdivision | FARMWOOD NORTH 02 PH 02 MAP C |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5618 |
4316 Steepleton Way is owned by two individuals who bought it in August 2018.
Source: Mecklenburg County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9110 HOOD RD, CHARLOTTE, NC 28215-7712 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jul 22, 2019 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 30, 2020 | Loan Modification, Mortgage FIRST CITIZENS BK |
| Aug 31, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on File |
| Deed Sale | Aug 31, 2018 · Amount on File |
| Prior Sale | Jan 29, 2001 · Amount on File |
| Deed Document Number | 2018111030 |
| Deed Book / Page | 32946 / 673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4316 STEEPLETON WAY, CHARLOTTE, NC 28215-7766 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000099026 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 36080/292 |
| Instrument | 2021099026 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4316 STEEPLETON WAY, CHARLOTTE, NC 28215-7766 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000092622 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 33688/288 |
| Instrument | 2019092622 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4316 STEEPLETON WAY, CHARLOTTE, NC 28215-7766 |
| Document Number | 0000092394 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4316 STEEPLETON WAY CHARLOTTE NC 282157766, CHARLOTTE, NC 28215-7766 |
| Document Number | 0000092394 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 034717/000843 |
| Instrument | 92394 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 22, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 31, 2018 |
| Property Address | 4316 STEEPLETON WAY, CHARLOTTE, NC 28215-7766 |
| Document Number | 0000111030 |
| Book / Page | 032946 / 000673 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 111030 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $85.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9110 HOOD RD CHARLOTTE NC 282157712, CHARLOTTE, NC 28215-7712 |
The 2025 property tax bill for 4316 Steepleton Way was $4,395.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,395.00 | $550,400 Land $90,000 Building $460,400 | $550,400 Land $90,000 Building $460,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4316 Steepleton Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4316 Steepleton Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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