4317 Lay Rd, Madison, NY 13402 Property Records

Madison County and Madison Town property record for 4317 Lay Rd, Madison, NY 13402 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,662 sqft Living Area
Lot Size262,231 sqft (6.02 acres)
OccupancyOwner Occupied
Last Sale$121,000 (2020)
Tax Bill$5,726.00 (2025)

Property Details

APN / Parcel Number

Primary APN254089 102.-1-32.1
Alternative APNs
  • 25408910200000010320000000
  • 152.1

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,662 sqft Living Area
1st Floor1,662 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleContemporary Style
Exterior MaterialWood Exterior
Lot Area262,231 sqft (6.02 acres)
Garage TypeAttached Garage
Porch Area100 sqft Porch
Pole StructurePole Structure

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number152.1
Street Address4317 LAY RD
CityMADISON
StateNY
Zip13402-9521
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number32.001
JurisdictionMADISON NY
Minor Civil DivisionMADISON
Census Blockgroup1
Census Block1010
Census Tract31000

Owner

Source: Madison County and Madison Town records · APN 254089 102.-1-32.1

Assessment roll updated April 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4317 LAY RD, MADISON, NY 13402-9521
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
PRIME LNDG
Nov 19, 2018Warranty Deed, Transfer · Conventional Mortgage
ACCESS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2020 · Amount on Record
Deed SaleNov 13, 2020 · Amount on Record
Prior SaleNov 19, 2018 · Amount on Record
Deed Doc Number20206145
Prior Transfer DateAug 09, 2012
Prior Transfer Doc0020125895
Record RefreshedSep 20, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADISON NY
Recording DateNov 13, 2020
Property Address4317 LAY RD, MADISON, NY 13402-9521
Document Number0000006145
Instrument DateNov 10, 2020
Instrument6145
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$484.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
AddressPO BOX 331 WATERVILLE NY 134800331, WATERVILLE, NY 13480-0331

Mortgage

Document Number6146
DateNov 13, 2020
Instrument6146
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 12, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateNov 19, 2018
Property Address4317 LAY RD, MADISON, NY 13402-9521
Document Number0000006392
Instrument DateOct 17, 2018
Instrument6392
Transaction TypeTransfer
Record UpdatedDec 07, 2018
Title CompanyLEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4317 LAY RD MADISON NY 134029521, MADISON, NY 13402-9521

Mortgage

Document Number6393
DateNov 19, 2018
Instrument6393
Lender
NameACCESS FCU
AddressCLINTON, NY 13323
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2048

Tax Assessment & Valuation

Source: Madison County and Madison Town records · Assessment roll updated April 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
County SubdivisionMadison Town
Unified School DistrictMadison Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,726.00$120,000 (-) Land $20,000 Building $100,000$239,521 (+17.76%) Land $39,920 Building $199,601
2023$120,000 Land $20,000 Building $100,000$203,390 Land $33,898 Building $169,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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