4231 Lay Rd, Madison, NY 13402 Property Records

Madison County and Madison Town property record for 4231 Lay Rd, Madison, NY 13402 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1991
Square Footage	1,568 sqft Living Area
Lot Size	44,431 sqft (1.02 acres)
Garage	Detached, 960 sqft
Occupancy	Owner Occupied
Tax Bill	$3,101.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`254089 102.-1-28.2`
Alternative APNs	`408910200000010280020000` `153.1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,568 sqft Living Area
1st Floor	1,568 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Lot Area	44,431 sqft (1.02 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	960 sqft Garage
Shed	1 Shed

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	153.1
Street Address	4231 LAY RD
City	MADISON
State	NY
Zip	13402-9521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	28.002
Jurisdiction	MADISON NY
Minor Civil Division	MADISON
Census Blockgroup	1
Census Block	1010
Census Tract	31000

Owner

Source: Madison County and Madison Town records · APN 254089 102.-1-28.2

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4231 LAY RD, MADISON, NY 13402-9521
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	4231 LAY RD, MADISON, NY 13402-9521
Document Number	0000003539
Instrument Date	Jul 05, 2018
Transaction Type	Mortgage
Record Updated	Aug 01, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 LAY RD MADISON NY 134029521, MADISON, NY 13402-9521

Mortgage

Document Number	0000003539
Date	Jul 11, 2018
Instrument	3539

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2033

Tax Assessment & Valuation

Source: Madison County and Madison Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Madison Town
Unified School District	Madison Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,101.00	$65,000 (-) Land $13,000 Building $52,000	$129,741 (+17.77%) Land $25,948 Building $103,793
2023		$65,000 Land $13,000 Building $52,000	$110,169 Land $22,034 Building $88,135

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.