4316 Thru St, Saint Cloud, MN 56303 Property Records

Stearns County property record for 4316 Thru St, Saint Cloud, MN 56303 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1973
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Aug 2025)
Tax Bill	$3,234 (2026)
Deeds & Mortgages	Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-47187-0573`

Property Details

APN / Parcel Number

Primary APN	`82-47187-0573`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	936 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Width	102 ft Width
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4316 THRU ST
City	SAINT CLOUD
State	MN
Zip	56303-0337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLK 002 GRAND TIERRA PLAT 2 TO ST CLOUD SECTION 04 TOWNSHIP 124 RANGE 028 SECTION 04 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	04
Legal Subdivision	GRAND TIERRA PLAT 2 TO ST CLOUD
Legal Block	2
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	1003

Owner

Source: Stearns County records · APN 82-47187-0573

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4316 THRU ST, SAINT CLOUD, MN 56303-0337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2025 · Amount on Record
Deed Sale	Aug 07, 2025 · Amount on Record
Prior Sale	Jul 09, 2025 · Amount on Record
Deed Document Number	20251697265
Record Updated	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 06, 2023
Property Address	4316 THRU ST, SAINT CLOUD, MN 56303-0337
Document Number	00A1648429
Instrument Date	Feb 01, 2023
Instrument	A1648429
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4316 THRU ST, SAINT CLOUD, MN 56303-0337

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,234.00 (+19.69%)
2025	$2,702.00 (+4.08%)	$239,600 (+6.58%) Land $40,000 Building $199,600	$239,600 (+6.58%) Land $40,000 Building $199,600
2023	$2,596.00	$224,800 Land $40,000 Building $184,800	$224,800 Land $40,000 Building $184,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450010032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BIF IV Intrepid HoldCo	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.