4308 Thru St, Saint Cloud, MN 56303 Property Records

Stearns County property record for 4308 Thru St, Saint Cloud, MN 56303 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,340 sqft · built 1978
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Jul 2020)
Tax Bill	$5,168 (2026)
Deeds & Mortgages	Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-47187-0571`

Property Details

APN / Parcel Number

Primary APN	`82-47187-0571`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	1,340 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Width	101 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	4308 THRU ST
City	SAINT CLOUD
State	MN
Zip	56303-0337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 LESS E2' & E1' OF LOT 3; BLK 2 OLD # 30.19696.000 GRAND TIERRA PLAT 2 TO ST CLOUD SECTION 04 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	04
Legal Subdivision	GRAND TIERRA PLAT 2 TO ST CLOUD
Legal Block	2
Legal Lot Number	2-3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	1003

Owner

Source: Stearns County records · APN 82-47187-0571

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4308 THRU ST, SAINT CLOUD, MN 56303-0337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	20201574376
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 15, 2020
Property Address	4308 THRU ST, SAINT CLOUD, MN 56303-0337
Document Number	00A1574376
Instrument Date	Jul 10, 2020
Instrument	A1574376
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 THRU ST, SAINT CLOUD, MN 56303-0337

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,168.00 (+41.59%)
2025		$221,700 (-) Land $40,000 Building $181,700	$221,700 (-) Land $40,000 Building $181,700
2023	$3,650.00	$221,700 Land $40,000 Building $181,700	$221,700 Land $40,000 Building $181,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450010032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.