4316 S Davidson Dr, Independence, MO 64055 Property Records

Jackson County property record for 4316 S Davidson Dr, Independence, MO 64055

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,379 sqft · built 1997
Lot Size	0.054 acres (2,355 sqft)
Owner	Individual Name on Record
Last Sale	$372,333 (Nov 2022)
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-400-01-95`

Property Details

APN / Parcel Number

Primary APN	`34-400-01-95`
Alternative APNs	`34-400-01-95-00-0-00-000` `34400019500000001` `886474`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,379 sqft Living Area
1st Floor Area	1,351 sqft
Basement Area	1,351 sqft
Finished Basement	828 sqft
Unfinished Basement	523 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,355 sqft (0.054 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	886474
Street Address	4316 S DAVIDSON DR
City	INDEPENDENCE
State	MO
Zip	64055-6782
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WHISPERING MEADOWS LOTS 9-18 & 23-44 LOT 40
Legal Subdivision	WHISPERING MEADOWS
Legal Block	2
Legal Lot Number	40
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2002
Census Tract	14501

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4316 S DAVIDSON DR, INDEPENDENCE, MO 64055-6782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Jul 13, 2001
Deed Document Number	2022103967
Prior Transfer Date	Apr 4, 2008
Prior Transfer Doc	0000E37070
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 18, 2022
Property Address	4316 S DAVIDSON DR, INDEPENDENCE, MO 64055-6782
Document Number	00E0103967
Instrument Date	Nov 15, 2022
Instrument	2022E0103967
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	SECURED TITLE INC, SECURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 S DAVIDSON DR, INDEPENDENCE, MO 64055-6782

Mortgage

Document Number	00E0103968
Date	Nov 18, 2022
Instrument	2022E0103968

Lender

Name	MAZUMA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,265 (-) Land $8,466 Building $43,799	$275,080 (-)
2025	$3,699.00 (-8.08%)	$52,265 (-10.9%) Land $8,466 Building $43,799	$275,080 (-10.91%)
2024	$4,024.00 (+2.13%)
2023	$3,940.00	$58,662 Land $7,936 Building $50,726	$308,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Wisper ISP.

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